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Protect Yourself Online


When using Email

  • Do not to enter any personal information at a website you link to from an unsolicited e-mail.
  • Look for the lock. Prior to entering account information on any web site, be sure to look for the "locked padlock" in the browser or "https" at the beginning of the web site address to make sure the site is secure.

Be Wary of Emails that:

  • Request that you click a link, it could be a spoof web site, one that looks like a real company website, including the real company's graphics and design. Since fraudulent emails may even use exact wording from the real company's website, it's difficult to determine a spoof web site. If you have any doubts about the Commerce website, please contact Commerce Bank at 1-800-453-2265 or send an email to mymoney@commercebank.com
  • Ask you to give, confirm, or update sensitive personal information , for example Social Security numbers, usernames, passwords, PIN numbers, or account numbers.
  • Use Pop-Up windows for entering or confirming personal data (see below for more on pop-up screens on secured web sites).
  • Have a sense of urgency to give the information immediately, citing a specific thing that might happen.
  • Have spelling errors and/or bad grammar . Intentional spelling errors may allow the email to get through spam filters used by Internet Service Providers (ISPs).


Even if you don't enter your personal data, by clicking on a link embedded in a fraudulent email, you may inadvertently download tracking software or viruses that track your keystrokes to gain your personal information.

On the Computer

  • Don’t disclose bank account numbers, credit card account numbers, or personal financial data on any web site or online service location unless you are absolutely sure the business you are dealing with is legitimate.
  • Use anti-spyware and anti-virus software and update regularly.
  • Use a current web browser. It will have the most up to date virus protection
  • Always sign off from your online banking session.
  • Install a personal firewall. A firewall acts as a barrier between your PC and the Internet. A firewall blocks unwanted inbound and outbound Internet traffic and prevents unauthorized access to your PC or network.

Learn more from these websites:

Learn ways to protect yourself as a consumer click here.
 
 

Tip to remember

No legitimate financial institution will send an email to you for the sole purpose of asking you to give them account details. They already have this information.

 
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