Real Estate

Along with our strong financial support, Commerce offers the highest level of professional service. We take pride in making loans that are flexibly structured, promptly funded and competitively priced. Our real estate services include the following:

Loan Brokerage

• Long-Term fixed rates to reduce interest rate risk
• Low interest rates and longer amortization periods for lower payments
• Non-recourse financing to limit liability

Mortgage Loans
Loans for the construction, acquisition or refinance of commercial property for use in manufacturing, wholesaling, retailing or service operations. Loans may also be used to provide long-term capital or working capital needs associated with business expansion or acquisition plans. Commerce advantages include:

• True "one-stop shopping"
• Competitive rates and flexible terms, fitting your needs

Property Financing
Commerce professionals have the experience and expertise to underwrite and structure virtually any real estate financing transaction, including placement of permanent long-term loans with various financial institutions. Special features include:

• Custom designed loans with competitive rates and flexible terms
• Interest-only payments during construction reduce debt service requirements
• "Lease-up" term allows for development of a stabilized income prior to funding a permanent loan
• Fixed rates reduce rate risk and ensure payment stability

We also offer a variety of loans and lines of credit to meet specialized needs such as:

• Land acquisition and development
• single family construction
• Mortgage warehousing