Municipalities

Taxpayers demand accurate financial management of their public institutions. Today, hundreds of cities, counties, school districts and other public entities turn to Commerce Bank for help with investment, cash management, debt structuring and other key financial and advisory services.

At Commerce, we can manage your entity's cash with safety and liquidity to maximize yields and comply with all regulations. Effective investment planning and execution make public money work harder for you and your constituents. Our comprehensive investment services include:

• Consultation with officials and governing bodies
• Development of requests for financial services
• Structuring deposit accounts
• Consultation on use of cash management programs
• Overnight investments

Arranging and managing public debt is complex and challenging. We understand the complexities and challenges and have the experience and expertise required to help public entities with:

• Financial advice on debt structuring, financing method selection, issue sizing and project coordination
• Refundings and refinancings to lower debt costs
• Structuring, pricing and the sale of bonds in negotiated underwritings