CommerceVantage™ AP Card

AP Card assembles the best in breed of services in an all-inclusive payment management program, combining the benefits of distributed purchasing with centralized accounting through modules that you can customize according to your business needs.

Through a single web-based application you can manage your Commercial Card and AP Card programs. This application works smoothly with your existing accounting systems so you won’t have to change your existing processes.

Not to mention AP Card pays you as you pay others through monthly revenue share.*

AP Card allows you to:
  • Minimize risk
  • Replace paper checks with electronic payments
  • Provide flexible vendor payment acceptance options
  • Monthly revenue share*

To fit your business needs, you can choose up to three levels of automation within AP Card:

Module Summary


Ideal for the vendors you use more frequently. Provides email remittance to your vendor with instructions to process a payment.


Ideal for the vendors you use more frequently. Automatically pushes approved invoice payments into your vendor’s account.

Buyer’s Log

Ideal for point-of-purchase transactions specifically with those vendors you use less frequently. Automates the approval process by utilizing single-use cards with zero credit limit until needed.

Interested in learning more?


  • Revenue share is based on transaction volume
  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.