Commerce Point of Care

Commerce Point-of-Care™

Commerce Point-of-Care is a cloud-based payment processing solution for healthcare organizations that allows you to obtain a card authorization and take payment at the point of care before the patient leaves your office. This payment processing service allows you to collect the exact amount a patient owes when you receive the provider remittance advice, while simplifying the healthcare payment process for your patients and significantly reducing after-care medical billing.

Product features include:

  • Immediate Settlements – Immediately settle known dollar amounts such as co-payments and outstanding balances.
  • Delayed Settlements – Calculate the patient’s out-of-pocket responsibility for deductible and co-insurance and then capture the patient’s authorization for that amount.
  • Advance Payment Plan – Set up recurring payments for patients without waiting for insurance settlement. Once the payment advice is received, automatically adjust the recurring payment to match the final balance.
  • Eligibility – Conduct inquiries on 400 payers for a patient’s status. Use the results to refine the estimated patient payment based on the patient’s plan design and current status.
  • Practice Management Interface – Interface with any HL7-compliant system. Centralize patient information and improve collections.
  • Online Patient Payment – Allows patients to pay you directly online through your own website. Because patients can opt to receive a confirmation e-mail, patient billing and collections can be entirely paperless.

Benefits of Commerce Point-of-Care

  • PCI DSS-compliant software
  • Improve cash flow and collection rates
  • Reduce bad debt
  • Reduce administrative costs
  • Access real-time eligibility and benefit information
  • Improve patient satisfaction

View the Commerce Point-of-Care PDF for additional information.

Interested in learning more?


  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.