Choosing and Using a Credit Card

A credit card, used wisely, is an important tool for financial management. With a credit card, you can:

  • Build good credit by consistently making payments on time
  • Be prepared for emergencies
  • Make purchases or reservations online or by phone

How to choose a credit card

Using credit cards wisely

Building good credit



  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.