Commerce Miles^SM Visa^®
with Rewards

Highlights	A credit card that earns points on both your purchases and interest accrued on monthly balances.
Annual Percentage Rate	0.00% introductory APR on Purchases and Balance Transfers, for the first 6 months, then a competitive, variable rate of Prime Rate* plus 7.99% for Purchases and Balance Transfers. View Important Disclosures>>
Annual Fee	$29.00 Annual Fee
Rewards	Earn one point for every dollar in net merchandise purchases. Earn four points for every dollar in interest you accrue on your monthly balance. Points can be redeemed for merchandise, gift cards, cash back, travel, and more! Redemption options start at 2,000 points, so your first reward is not far away. Accumulate up to 100,000 points a year. Take up to four years to earn and redeem your rewards before they expire.
Additional Benefits	Optional Auto Pay and Overdraft Protection 24/7 Customer Service and Online Account Access Free Convenience Checks Zero Liability coverage*** Auto Rental Collision Damage Waiver $100,000 Travel Accident Insurance Emergency Card Replacement and Emergency Cash Disbursement

The Prime Rate is the U.S. Prime Rate published in The Wall Street Journal in its column called "Money Rates" on the last business day of the month. The Prime Rate is subject to a minimum of 6.00%.
See Commerce Miles^SM Rewards Program Terms and Conditions for full details or call 800-453-2265, select option 3.
Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.
To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.

Commerce MilesSM Visa® with Rewards