Commerce Bank: We ask, listen and solve.
Kansas City Zoo VisaŽ Credit Card. Your Choice of 4 Card Designs! Apply Now >

Kansas City Zoo Visa® with Rewards

As a proud supporter of the Kansas City Zoo, Commerce Bank is excited to offer you the Kansas City Zoo Visa® with Rewards.
Now with rewards and 4 great card designs to choose from!


Kansas City ZooHelp Support the Kansas City Zoo with Every Purchase!

  • Now with Commerce Bank Rewards#: Use your card for purchases, earn points, and redeem for merchandise, gift cards, travel and more!
  • Commerce will give the Friends of the Zoo $35 for each new active Kansas City Zoo Visa® account** to help feed and care for its 1,000 animals
  • Special offers from the Friends of the Zoo

Disclosures:

  •   #   See Commerce Bank Rewards Terms and Conditions for full details or call 800-678-0769.
  • "Net Merchandise Purchases" means purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance or associated fees, money transfers or other fees, gaming chips, or fees or premiums for coverage or insurance to protect the balances of an Account holder’s Account. Questions concerning eligible transactions and what constitutes Net Merchandise Purchases will be determined in the sole discretion of Commerce.
  • An "active account" is one that makes a purchase, balance transfer, cash advance within 90 days of account opening. Only eligible to new accounts opened at Zoo tabling events or online applications.
  • Benefits are subject to change without prior notice.


Annual Percentage Rate

  • 0% Introductory1 APR on Purchases and Balance Transfers, for 6 monthly billing cycles after account opening, then a competitive rate of prime plus 10.99% to prime plus 16.99% APR2.
  • View Important Disclosures

Annual Fee

  • $0

Rewards3

  • Earn 1 point for every dollar in Net Merchandise Purchases.4
  • Earn 3 points for every dollar in interest you accrue on your monthly balance.
  • Earn bonus points at thousands of participating retailers when you use your Kansas City Zoo Visa with Rewards to shop in-store or online through the commercebank.com/rewards website.
  • Points can be redeemed for cash back and more! A cash back redemption is applied to your account as a statement credit.
  • UNLIMITED point earning. There is no cap on the points you can earn each year.

Additional Benefits

  • Commerce will give the Friends of the Zoo $35 for each new active Kansas City Zoo Visa®
  • Plus, receive special offers from the Zoo exclusively for Kansas City Zoo Visa cardholders!5 (See Special Offers Tab)
  • Online E-Statements
  • Optional Auto Pay
  • 24/7 Customer Service (except holidays) and Online Account Access
  • Zero Liability Coverage6
  • $100,000 Travel Accident Insurance
  • Emergency Card Replacement and Emergency Cash Disbursement

Disclosures:

  • We may end your Introductory APR and apply the Penalty APR if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.
  • Your standard APR will be determined based on your creditworthiness at Account opening and will be disclosed in your Account Opening Disclosure with your new credit card approximately 7 - 10 business days after Account approval. This APR will vary with the market based on the Prime Rate. The Prime Rate used to determine the APR on your Account is the U.S. Prime Rate published in The Wall Street Journal in its column called "Money Rates" on the last business day of each month.
  • See Commerce Bank Rewards Terms and Conditions for full details or call 800-678-0769.
  • "Net Merchandise Purchases" means purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance or associated fees, money transfers or other fees, gaming chips, or fees or premiums for coverage or insurance to protect the balances of an Account holder's Account. Questions concerning eligible transactions and what constitutes Net Merchandise Purchases will be determined in the sole discretion of Commerce.
  • Benefits are subject to change without prior notice.
  • Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.
  • The statement credit will reduce your balance, but you are still required to make at least your minimum payment.

Commerce Bank Rewards*

The best way to earn points - and more!

In this rewards program, you earn points based on Net Merchandise Purchases** and finance charges accrued, if you choose to revolve a balance. What makes the Commerce Bank Rewards program unique is the flexibility. You can redeem your points for gift cards, merchandise, travel and more!

  • Convenience - Redeem points online anytime, anywhere.
  • Flexbility - Thousands of options under one program. Simply pick the reward that meets your needs.
  • Simplicity - Use your card for purchases, earn points and redeem easily online or by phone.

Let the credit card purchases you make every day earn you that next great getaway vacation or a gift card to your favorite restaurant.

  • UNLIMITED point earning is here! There is no cap on the points you can earn each year.
  • Earn 1 point for every dollar in Net Merchandise Purchases**.
  • Earn 3 points for every dollar in interest you accrue on your monthly balances.
  • Earn Up to 20X Bonus Points per $1 you spend on Qualifying Purchases***
    Shop in-store using your Commerce Bank credit card at a participating retailer or online through the Commerce Bank Rewards site, and you'll earn points! Best of all, this is in addition to one (1) point for every dollar in Net Merchandise Purchases**.
  • Points can be redeemed for merchandise, gift cards, travel, cash back and more! A cash back redemption is applied to your account as a statement credit

Disclosures:

  • See Commerce Bank Rewards Terms and Conditions for full details or call 800-678-0769.
  • "Net Merchandise Purchases" means purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance or associated fees, money transfers or other fees, gaming chips, or fees or premiums for coverage or insurance to protect the balances of an Account holder's Account. Questions concerning eligible transactions and what constitutes Net Merchandise Purchases will be determined in the sole discretion of Commerce.
  • Qualifying Purchases means any signature-based purchase made at retail locations, or purchases made by phone or online through the Program Website. Qualifying Purchases based on offers from Participating Retailers available at the time of the transaction must be made in accordance with the offer details that appear on the Program Website. You will not earn additional Points if you go directly to the online Participating Retailer's website.
  • The statement credit will reduce your balance, but you are still required to make at least your minimum payment.

Special Offers:

For a limited time when you apply online for a Kansas City Zoo Visa® Credit Card and make your first purchase within 90 days of account opening, Friends of the Zoo will earn $35.00* and you will receive a Zany Zoo Packet containing:

(2) Round trip tickets to ride the African Sky Safari
(1) Coupon for a FREE child admission with the purchase of two regular adult admissions when paying with your Kansas City Zoo Visa Card.** (*8.50) value
(1) $5 of Zoo Bucks; valid anywhere in the Zoo
(1) 10% coupon for a one time shopping spree in the Zoo's Gift Shop***
(1) Sumatran Tiger photo with invitation for an Exclusive "Meet the Zoo Keeper presentation"
$5 dollars off a FOTZ Membership when paying with your Kansas City Zoo Visa Card.

Disclosures:

  • Within 90 days following the account opening of your new Kansas City Zoo Visa, approved applicants must use the card to make a purchase, balance transfer, cash advance. Only eligible to new accounts opened at Zoo tabling events or online applications.
  • Please allow for 4-6 weeks for delivery once you account is activated.
  • FOTZ members will receive 20% off in the Zoo Gift Shop.
  • Account holders will be notified of the date of the Special Animal Encounter once the specific date is determined by the FOTZ and Commerce Bank.
  • Benefits are subject to change without prior notice.

Helpful Tools

Contact Us:

Call: Call us at 800-453-2265
Click: Email Us†
Come by: Find a branch or ATM
Log in: Access your accounts

Disclosures:

  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
Copyright © 2014 Commerce Bancshares, Inc. Member FDIC. All Rights Reserved. Privacy   |   Site Map