Commerce Credit Protection
- Two affordable protection packages for your Commerce credit card accounts –
Basic and Premier. - Protection from added financial stress at those times when you need it most.
- Credits to your Commerce Bank credit card account are made quickly upon benefit approval.
Premier Package
- $0.80/$100 of outstanding balance each month for single protection
- $1.50/$100 for joint protection each month
- Up to $25,000 per incident.*
| Protected Events* | Protection through age 65 |
Protection age 66 & older |
|---|---|---|
| Loss of Life | Up to $25,000 | — |
| Accidental Death | — | Up to $25,000 |
| Dismemberment / Irrevocable Loss |
— | Up to $25,000 |
| Disability | Up to 12 months | — |
| Involuntary Unemployment | Up to 12 months | — |
| Family Leave | Up to 12 months | — |
| Call to Active Duty | Up to 12 months | — |
| Hospitalization | Up to 12 months | Up to 12 months |
| Skilled Nursing Care | — | Up to 12 months |
| Natural Disaster | 3 months | 3 months |
| Life Events | 1 month | 1 month |
Basic Package
- $8.95 a month for single protection
- $16.95 a month for joint protection
- Up to $7,500 per incident*
| Protected Events* | Protection through age 65 |
Protection age 66 & older |
|---|---|---|
| Disability | Up to 6 months | — |
| Involuntary Unemployment | Up to 6 months | — |
| Family Leave | Up to 6 months | — |
| Natural Disaster | 3 months | 3 months |
| Accidental Death | Up to $7,500 | Up to $7,500 |
| Hospitalization | — | Up to 6 months |
| Skilled Nursing Care | — | Up to 6 months |
*For complete details about protecting against life's uncertainties, refer to the Commerce Credit Protection Agreement.
Disclosures:
- To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
