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Redbirds Visa® Rewards Card

Commerce Bank Redbirds Visa Rewards Credit Card

Highlights
  • The Redbirds Visa Rewards card features one of the most flexible rewards programs available. As a Redbirds Visa Rewards card member, you will have access to Redbirds memorabilia, merchandise, and invitations to special events at AutoZone Park.

    Plus, the Redbirds Visa Rewards card offers hundreds of reward options including Merchandise, Gift Cards, Cash Back, Travel, and more!

Annual Percentage Rate
  • 1.99% Introductory1 APR on Purchases, Balance Transfers, and Convenience Checks, for the first 6 months, then a competitive, variable rate of Prime Rate2 plus 7.99%-13.99%3.
  • View Important Disclosures >>

Annual Fee
  • $0

Rewards
  • Earn one point* for every dollar in net merchandise purchases.
  • Earn three points* for every dollar in interest you accrue on your monthly balance.
  • Plus, receive an additional 500 bonus points within 90-days of your first purchase.
    • Additional Details:
      Accumulate up to 50,000 points* a year.
      Take up to 3 years* to earn and redeem before they expire!
  • View Redbirds Items

Additional Benefits
  • Optional Auto Pay
  • 24/7 Customer Service (except holidays) & Online Account Access
  • Zero Liability coverage**
  • $100,000 Travel Accident Insurance
  • Emergency Card Replacement and Emergency Cash Disbursement

Disclosures:

  1. If during an Introductory or Promotional Rate period, we have not received the required minimum monthly payment by the respective due date two times in any 12 month period (non-consecutive), we may immediately terminate the Introductory or Promotional Rate and your standard Daily Periodic Rates and corresponding APRs for the transaction type will apply. If during an Introductory or Promotional Rate period, we have not received the required minimum monthly payment by the respective due date for two consecutive months, the Late Payment Rate will apply.
  2. The Prime Rate used to determine the APR on your Account is the U.S. Prime Rate published in The Wall Street Journal in its column called “Money Rates” on the last business day of each month; provided, however, that the Prime Rate will be subject to a minimum Rate of 6.00%. There is no ceiling on the applicable APR.
  3. The APR is determined by consideration of your credit history and the application you provided. The APR will be disclosed to you with the Cardholder Agreement you will receive with your new credit card approximately 7-10 business days after Account approval.
  • See Commerce Rewards Terms and Conditions for full details or call 800-645-2103 for more details.
  • ** Customer must notify Commerce Bank within 60 days of receiving a statement with unauthorized activity.
  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.