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Royals™ MasterCard® with Rewards

As a Royals™ MasterCard® card member, you will have access to exclusive Royals Items and invitations to special events at Kauffman Stadium. In addition, the Royals rewards program offers hundreds of reward options including Merchandise, Gift Cards, Cash Back, Travel, and more!


Royals RewardsBe RoyalFREE Royals™ Ticket 10-Pack Upon First Purchase!*

Open a Royals™ MasterCard® and we'll send you 10 Ticket Vouchers
to a 2014 Royals regular season home game once you make your first
purchase on your new card*



Disclosures:

  • Subject to credit approval. Within 90 days of account opening of your new Royals MasterCard, approved applicants must use the card to make a purchase to receive ten (10) ticket vouchers. Please allow up to 14 business days to receive your ticket vouchers in the mail. Vouchers are good for 2014 Royals regular season home games and are subject to blackouts. First purchase must be made by August 31, 2014 or while supplies last.

Annual Percentage Rate1

  • 3.99% Introductory1 APR on Purchases and Balance Transfers, for 6 months, then a competitive rate of 14.24% - 20.24% APR2.
  • View Important Disclosures

Annual Fee

  • $0

Rewards3

  • Earn 1 point for every dollar in Net Merchandise Purchases.4
  • Earn 3 points for every dollar in interest you accrue on your monthly balance.
  • Earn bonus points at thousands of participating retailers when you use your Royals credit card to shop in-store or online through the commercebank.com/rewards website.
  • Points can be redeemed for merchandise, gift cards, travel, cash back and more! A cash back redemption is applied to your account as a statement credit.
  • UNLIMITED point earning. There is no cap on the points you can earn each year.

Additional Benefits

  • Online E-Statements
  • Optional Auto Pay
  • Zero Liability coverage5
  • $100,000 Travel Accident Insurance
  • 24/7 Customer Service (except holidays) and Online Account Access

Disclosures:

  • We may end your Introductory APR and apply the Penalty APR if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.
  • Your standard APR will be determined based on your creditworthiness at Account opening and will be disclosed in your Account Opening Disclosure with your new credit card approximately 7 - 10 business days after Account approval. This APR will vary with the market based on the Prime Rate. The Prime Rate used to determine the APR on your Account is the U.S. Prime Rate published in The Wall Street Journal in its column called "Money Rates" on the last business day of each month.
  • See Royals Rewards Program Terms and Conditions for full details call 800-678-0769.
  • Net Merchandise Purchases" means purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or associated fees, money transfers or other fees, gaming chips, or fees or premiums for coverage or insurance to protect the balances of an Account holder's Account. Questions concerning eligible transactions and what constitutes Net Merchandise Purchases will be determined in the sole discretion of Commerce.
  • Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.
  • The statement credit will reduce your balance, but you are still required to make at least your minimum payment.

Royals™ Rewards#

The best way to earn points - and more!

Royals Rewards

In this rewards program you earn points based on net purchases and finance charges accrued, if you choose to revolve a balance. What makes the Royals™ Rewards program unique is the flexibility. You can redeem your points for travel, gift certificates, merchandise and more!

  • Convenience - Redeem points online anytime, anywhere.
  • Flexibility - Hundreds of options under one program. Simply pick the reward that meets your needs.
  • Simplicity - Use your card for purchases, earn points and redeem easily online or by phone.

Let the credit card purchases you make every day earn you that next great getaway vacation or a gift card to your favorite restaurant.

  • UNLIMITED point earning! There is no cap on the points you can earn each year.
  • Earn 1 point for every dollar in Net Merchandise Purchases.**
  • Earn 3 points for every dollar in interest you accrue on your monthly balances.
  • Earn Up to 20X Points per $1 you spend on Qualifying Purchases***
    Shop in-store using your Commerce Bank credit card at a participating retailer or online through the Commerce Bank Rewards site, and you'll earn points! Best of all, this is in addition to one (1) point for every dollar in Net Merchandise Purchases.**
  • Points can be redeemed for merchandise, gift cards, travel, cash back and more! A cash back redemption is applied to your account as a statement credit.

Disclosures:

  • # See Royals Rewards Program Terms and Conditions for full details call 800-678-0769.
  • "Net Merchandise Purchases" means purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or associated fees, money transfers or other fees, gaming chips, or fees or premiums for coverage or insurance to protect the balances of an Account holder's Account. Questions concerning eligible transactions and what constitutes Net Merchandise Purchases will be determined in the sole discretion of Commerce.
  • Qualifying Purchases means any signature-based purchase made at retail locations, or purchases made by phone or online through the Program Website. Qualifying Purchases based on offers from Participating Retailers available at the time of the transaction must be made in accordance with the offer details that appear on the Program Website. You will not earn additional Points if You go directly to the online Participating Retailer's website.
  • The statement credit will reduce your balance, but you are still required to make at least your minimum payment.

Exclusive Royals Items

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Redeem Points >

In addition to the Royals™ Rewards available for redemption through the Commerce website, the following is a description of the Royals™ Items that will be made available to Royals™ Cardholders during 2014. Each of the Royals™ Items are subject to the Royals™ Items Terms and Conditions set forth below.


Throw Out the Ceremonial First Pitch Throw Out the Ceremonial First Pitch25,000 pointsStand in the heart of The K prior to the start of a regular season home game and throw out a ceremonial first pitch! Choose your own catcher - a friend, co-worker, family member… or a Royals player!

25,000 points

Available Dates:

Wednesday, May 21st 7:10 PM VS Chicago White Sox  

This is a time sensitive reward item.
Package includes: One (1) Ceremonial First Pitch at a Royals™ regular season home game.
To redeem email royalsrewards@commercebank.com or fax your redemption form to 816-234-2977

Game day tickets are NOT included in this package.

This is a limited offer based on game date availability. Reward must be redeemed at least three (3) weeks prior to the game date of your choice. A Commerce Bank representative will contact you to coordinate your ceremonial pitch experience. Royals™ player subject to availability.

See Royals™ Items Terms and Conditions set forth below.

Diamond Club Tickets Diamond Club Ticket Package 20,000 points Along with some of the best views of the playing field, Diamond Club Seats are padded and plush to provide a comfortable seating area for you and your guest(s). Also includes in-seat service and exclusive access to the Diamond Club Lounge with private bar and concessions.

20,000 points

Available Dates:

Wednesday, April 30th 7:10 PM VS Toronto Blue Jays  
Tuesday, May 13th 7:10 PM VS Colorado Rockies T-Shirt Tuesday
Wednesday, May 21st 7:10 PM VS Chicago White Sox  
Monday, May 26th 7:10 PM VS Houston Astros Camouflage Jersey Giveaway
Monday, June 9th 7:10 PM VS New York Yankees  
Saturday, July 12th 6:10 PM VS Detroit Tigers Salvador Perez Bobblehead Giveaway
Thursday, July 24th 7:10 PM VS Cleveland Indians  
Tuesday, July 29th 7:10 PM VS Minnesota Twins T-Shirt Tuesday
Tuesday, August 26th 7:10 PM VS Minnesota Twins  
Wednesday, August 27th 7:10 PM VS Minnesota Twins  
Monday, September 1st 7:10 PM VS Texas Rangers  
Thursday, September 11th 7:10 PM VS Boston Red Sox  
Sunday, September 14th 1:10 PM VS Boston Red Sox  
Saturday, September 20th 6:10 PM VS Detroit Tigers Royals Scarf Giveaway

Kia Diamond Club Seats are located immediately behind the BATS Crown Seats in Sections 126 - 129. Each package includes four (4) Kia Diamond Club game day tickets, one (1) parking pass, and exclusive access to the Kia Diamond Club Lounge. This is a limited time offer based on game date availability. Only one (1) ticket package per available game. Games are first come first serve. Reward must be redeemed at least two (2) weeks prior to the game date of your choice.

See Royals™ Items Terms and Conditions set forth below.

Cardholder Appreciation Event Ticket Package Cardholder Appreciation Event Ticket Package10,000 pointsAs true blue Royals fans and Commerce Bank customers we want to show our appreciation. Commerce Bank will host a Kansas City Royals MasterCard Cardholder Appreciation Event on Friday, September 12th in conjunction with the Royals and their 7:10 PM game versus the Boston Red Sox.

10,000 points

Friday, September 12th 7:10 PM VS Boston Red Sox

Package includes two (2) game day tickets to the Frank White Lounge located in the club level, complimentary food and non-alcoholic beverages, and an appearance by a Royals celebrity. This is a limited time offer based on ticket availability. Only forty five (45) ticket packages are available. Reward must be redeemed at least two (2) weeks prior to the game date.

See Royals™ Items Terms and Conditions set forth below.

Dugout Suite Package Dugout Suite Individual Ticket PackagesSOLD OUTThe royal experience is now more affordable! Enjoy a 2014 regular season home game in style, in a Dugout Suite. Reserve your spot now and receive two (2) tickets, parking pass, and FREE food!

SOLD OUT!

Package includes two (2) game tickets to a Dugout Suite on Friday, June 27th, one (1) parking pass, and complimentary food and non-alcoholic beverages. This is a limited time offer base on ticket availability. Only fourteen (14) packages available. Reward must be redeemed at least two (2) weeks prior to the game date.

See Royals™ Items Terms and Conditions set forth below.



Royals™ Items Terms and Conditions

For any points redeemed for merchandise, game tickets, parking passes, game programs, gift cards or any other items from any of the Royals™ Items such items will be delivered by standard shipping methods and may not be shipped to a post office box address. Shipments to addresses outside the continental United States of America will require the payment by you of additional postage and/or handling. Please allow 4-6 weeks for delivery once your complete and legible order is received (special mailing or other arrangements will be made for game tickets or parking passes for which regular mailing times, as determined by Commerce, would not be feasible). Addresses on orders must contain complete cardholder name, street address, apartment or suite number, city, state, correct zip code, account number and cardholder signature. If no address is provided at the time of point redemption, the merchandise or other items will be shipped to the address to which credit card statements are sent.

For any points redeemed for a Royals™ Item that includes tickets for attendance at a Royals™ regular season home game, should such game be rained-out, weather postponed or is not played for any reason, Commerce and the Royals™ will attempt to re-schedule the award to another date but, in the event such re-scheduling is not feasible or cannot be accomplished, Commerce will credit points used for the award to the Royals™ Rewards Program Account. Once issued as a Royals™ Item reward, such tickets are considered fully redeemed and no refund, exchange or substitution for such game tickets will be made by Commerce nor will redeemed points used to acquire such game tickets be credited to your account. Neither the Royals™ nor Commerce are responsible for any lodging, air fare, travel costs or expenses of whatever nature incurred in order to attend a Royals™ regular season home game or Royals™ spring training home game that is rained-out, weather postponed or is not played for any reason nor for any such costs or expenses for attending a make-up or re-scheduled game.

Should the game for which an Accountholder redeeming reward points for the Throw Out the Ceremonial First Pitch award be rained-out, weather postponed or not played for any reason before the ceremonial first pitch is made, Commerce and the Royals™ will attempt to re-schedule the award to another date but, in the event such re-scheduling not feasible or cannot be accomplished, Commerce will credit points used for the award to the Accountholder’s Royals™ Rewards Program Account. Failure of the Accountholder or his/her guests to attend the Royals™ home game at which the ceremonial first pitch is scheduled to be thrown will not entitle the Accountholder to have points credited to his/her Royals™ Rewards Program account. Failure of the designated Royals™ player, if any, to be available for the ceremonial first pitch will not entitle the Accountholder to have points credited to his/her Royals™ Rewards Program account.

Neither Commerce, the Royals™ nor their third party service providers, their respective employees, officers, affiliates or agents assume any responsibility for, and will not be liable for, any financial loss, personal injury, property loss or damage, other loss, accident, delay, inconvenience, or irregularity which Accountholder and/or guests may suffer by reason of any act, default, non performance or wrongful, careless, negligent, or unauthorized act or omission of any Rewards program supplier, its employees, or any third party.

Neither Commerce nor Royals™ their respective employees, officers, affiliates or agents assume any responsibility for, and will not be held liable for any loss, injury, death or damage to any person or property, as a result of Royals™ Item reward, or in transit to or from said any such reward or any cause whatsoever due to accidents, delays, cancellation due to nature, mechanical breakdown, strikes, acts of God, inconvenience, or irregularity which you may suffer by reason of a Royals™ Item reward. Neither Commerce nor Royals™, their respective employees, officers, affiliates or agents assume any responsibility for any promises or claims, written or verbal, made by anyone other than those made in these Royals™ Items Terms and Conditions.

Commerce and Royals™ reserve the right to substitute Royals™ Items described in this program with other comparable Items of equal or greater value. Royals™ Items described or pictured herein may not necessarily be the exact color or have the same features (for example, autographs) due to production variations or manufacturer changes or upgrades and, in any event, all Royals™ Items are subject to availability.

All trademarks, service marks and trade names used in the Commerce Bank Royals™ Rewards Program are with permission of the respective owners. The names "Kansas City Royals™", "Royals™", "Kauffman Stadium" and "The K" alone and in combination with the Commerce Bank Royals™ Rewards Program design, are property of Kansas City Royals™ Baseball Corporation and the names "Commerce" and "Commerce Bank" are the property of Commerce Bank. No use of these may be made without the prior written authorization of the Kansas City Royals™ Baseball Corporation and Commerce Bank. All other product and company names mentioned herein may be trademarks of their respective owners.



Royals Tickets

The Kansas City Royals and Commerce Bank have teamed up to provide Kansas City Royals MasterCard® cardholders with great discounts for the 2013 season. There is no better way to spend your leisure time this summer than at the ballpark! This is an exclusive discount for Royals cardholders, so purchase your discounted tickets now!

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