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Royals™ MasterCard® with Rewards

Your choice of two card images:

Royals Logo

Royals Logo

George Brett

George Brett

Earn rewards points every time you make a purchase!

Highlights

  • As a RoyalsTM MasterCard® card member, you will have access to exclusive RoyalsTM memorabilia, merchandise, and invitations to special events at Kauffman Stadium. In addition, the RoyalsTM rewards program offers hundreds of reward options including Merchandise, Gift Cards, Cash Back, Travel, and more!

Annual Percentage Rate

  • 3.99% Introductory APR on Purchases and Balance Transfers, for the first 6 months, then a competitive, variable rate of Prime Rate* plus 7.99% to 13.99%.
  • View Important Disclosures>>

Annual Fee

  • $0

Rewards

  • Earn one point** for every dollar in net merchandise purchases
  • Earn three points** for every dollar in interest you accrue on your monthly balances.
  • Plus, an additional 500 bonus points with your first purchase within 90 days.
  • Additional Details:

    • Accumulate up to 75,000 points** a year.
    • Take up to 4 years** to earn and redeem before they expire!
  • View Royals Items – 2009 or simply call our Rewards Service Center at 800-246-5394.

Additional Benefits

  • Optional Auto Pay
  • 25-day interest-free period on purchases
  • Free Convenience Checks
  • Zero Liability coverage***
  • $100,000 Travel Accident Insurance
  • 24/7 Customer Service and Online Account Access

Disclosures:

  • The Prime Rate is the U.S. Prime Rate published in The Wall Street Journal in its column called "Money Rates" on the last business day of the month. The Prime Rate is subject to a minimum of 6.00%.
  • See Royals Rewards Program Terms and Conditions for full credit card disclosures or call 800-453-2265, select option 3.
  • Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.
  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.