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Commerce Bank Secured Visa® Credit Card

Visit the nearest Commerce Bank Branch to apply.


  • Establish or rebuild your credit history, and earn interest on your collateral deposit!
  • Gain purchasing power with a competitive APR.

Annual Percentage Rate


  • $49 Annual Fee
  • No Balance Transfer or Cash Advance Fees!

Security Deposit

  • Your Secured Credit Card will require a collateral deposit into an interest bearing Secured Credit Card Savings Account.

Additional Benefits


  • This APR will vary with the market based on the Prime Rate. The Prime Rate used to determine the APR on your Account is the U.S. Prime Rate published in The Wall Street Journal in its column called “Money Rates” on the last business day of each month.
  • FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
  • Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.
  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.