The mySpending Card™ is a reloadable prepaid Visa® card that helps you manage your money. Load it with the amount you need, then use it for everyday expenses, holiday spending, or to keep your spending money separate from your primary checking account.
Easy to load
- Sign up for Direct Deposit of your paycheck or other income sources
- Use the secure website, the phone or visit any Commerce Bank branch
- Make a transfer using Commerce Bank Online Banking or Mobile Banking
- Use anywhere Visa debit cards are accepted
- Great for shopping online or by phone
- Lets you set a spending limit – you can only spend what you load on the Card
- Maximum card balance: $3,000, unless funds are loaded by direct deposit or other ACH transaction
- Maximum cash withdrawal limit: $1,000 per day/ $1,500 per 7 days
- Maximum spending limit: $3,000 per day/ $10,000 per month
Easy to manage
- Balance updates via text alerts*
- Online access to Card account information and transaction history
You are protected by Visa Zero Liability if your Card is lost or stolen**
Visit any Commerce Bank branch TODAY to purchase your mySpending Card™! (Card Purchase Fee of $5.95 per Card applies.)
- First 100 texts per month at no charge, then $0.15 per text. Standard text rates/web access charges from your wireless phone provider may apply; see your wireless phone provider for details.
- The Visa Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify Commerce immediately of any unauthorized use.
- To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.