The mySpending Card® is a reloadable prepaid Visa® card that can help you manage your money. Just load it with the amount you need, then use it for online shopping, your child's allowance, holiday spending or to keep your spending money separate from your checking account. Use it anywhere Visa debit cards are accepted.
It's the convenient way to manage your money and it's easy to load and easy to use!
|Card Purchase Fee||
|Min. Opening Load||
|Monthly Service Charge||
|Load and Balance Limits||
|Spending and Withdrawal Limits||
Please refer to the mySpending Card® Fee Schedule for more information.
|1||Instant issue of a mySpending Card® is limited to primary cardholders. Secondary cards available for pick up at the branch after 2 p.m. the next day. Online purchases must be issued to customer via U.S. mail.|
|2||Automated Phone Service Call Fee may apply if loading Card via phone.|
|4||ACH transactions can include, but are not limited to, direct deposit of payroll, government benefits and tax refunds.|
|5||First 100 texts per month at no charge, then $0.15 per text. Standard text rates/web access charges from your wireless phone provider may apply; see your wireless phone provider for details.|
|6||Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.|
|7||The Federal Deposit Insurance Corp. insures each depositor to at least $250,000.|
- To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.