A credit card that offers a flexible rewards program to meet your changing needs.
Commerce MilesSM Rewards offers hundreds of reward options all in one program. No need to switch from cash back to merchandise to travel. Simply accumulate points and use them to redeem for a reward item of your choice.
- Merchandise
- Cash Back
- Gift Cards
- Travel
- And more!
With redemption options starting at 2,000 points, your first reward is not far away!
Earn Points Easily
Simply use your card, earn points, and redeem from hundreds of rewards to meet your needs.- (1) Earn one point* for every dollar in net merchandise purchases.
- (4) Earn four points* for every dollar in interest you accrue on your monthly balance.
Additional Details
- Accumulate up to 100,000 points a year.
- Take up to four years to earn and redeem your rewards before they expire.
Redemption Made Easy
Commerce MilesSM Rewards offers unique flexibility.- Utilize our Online Rewards Center and redeem for rewards 24/7
- Redemptions are also possible through our Rewards Center 7 days a week. Just call 1-800-678-0769.
At an annual program fee of $29 (among the lowest anywhere) and a competitive variable interest rate, your Commerce MilesSM Rewards Card is already worth its weight in gold!
Additional Benefits:
- Annual Summary of purchases
- Auto Rental Deductible Insurance
- $300,000 Travel Accident Insurance
- Emergency Card Replacement
- Credit Card Registration
