CommerceOptionsSM Checking

A checking account that rewards you for your entire relationship with us.

CommerceOptions Plus and Premium accounts give you more of what you want from a bank and less of the things you don’t.

CommerceOptions Plus:

If your monthly Commerce checking, savings, money market and/or CD deposit balances total $5,0001 ...OR if the above monthly deposit balances combined with your car loan, credit line or home equity loan balances total $10,0002, CommerceOptions Plus could be your ideal checking account. Learn More . . .

CommerceOptions Premium:

If your monthly Commerce checking, savings, money market and/or CD deposits combined with your Commerce car loans, credit lines, or home equity loan balances total $20,0001,2 ... OR you have a Commerce mortgage... OR your Commerce brokerage assets total $100,0003, CommerceOptions Premium could be your ideal checking account. Learn More . . .

Disclosures:

  1. Qualifying balances include personal checking, savings, money market, CDs, and retail IRAs. Business accounts do not qualify.
  2. Qualifying loans include mortgages (for CommerceOptions Premium qualifications), personal loans and home equity loans or lines of credit. Business loans do not apply.
  3. Qualifying brokerage balances include cash and securities that appear on the Commerce Brokerage statement. Brokerage services provided or reported through third parties are excluded. Commerce Brokerage Services, Inc., Member FINRA/SIPC, is a wholly owned subsidiary of Commerce Bank. A CommerceOptions Premium checking account is required.