How to Apply

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myRewards Student Checking is our free checking account designed especially with the needs of students in mind.2

Earn up to $1251 for doing the things that make switching to Commerce easy and rewarding:

Check Buy Back $10 Anytime during the next three months, bring your old checks to any branch for shredding. Limit one "buy back" per household.
Direct Deposit $20 To qualify, the direct deposit must go directly into your account twice in the first three months. $20 for each new one added.
Automatic Payments $5 To qualify, the payment needs to come from your account twice in the first three months. $5 for each new one added.
Online Bill Pay $10 Enroll in Online Bill Pay and we’ll pay you $10 the first time you pay a bill!
Mobile Banking $15 Bank anytime, anywhere with free Mobile Banking.3 Access your Online Banking account at commercebank.mobi from your mobile device a minimum of three times a month during your first three months and we’ll give you $15.
E-Statements $15 Sign up for E-Statements in Online Banking and we’ll send you an email each month to let you know when your new statement is available to view.
Alerts $5 Sign up for any of our email Alerts through your Online Banking account in the first three months and we’ll pay you $5.
Debit Card $10 Use your new Visa® Check Card ten times in one month (during the first three months you have your account) and we’ll give you $10!
Savings Account $10 Open a new savings account with at least $250 and we’ll pay you $10! Limit one per household.
Premium Money
Market Account		 $25 Open a new Premium Money Market Account with at least $1,000 and earn $25. Limit one per household.


Disclosures:

  1. To receive incentive, your account must be in good standing three full months after opening. Incentive credited the next month based on the number of actions listed completed in the first 3 months. Incentive of $10 or greater reported as interest to the IRS. Maximum total incentive $125. As of 5/15/2010, 0.10% Annual Percentage Yield (APY) on CommerceOptions Checking, 0% APY on myRewards Checking. Limited-time offer. Checks must be brought into a branch anytime during the first three months. Limit one check "buy back" per household. To qualify for Direct Deposit set up, the deposit must go directly into your account twice in the first three months. To qualify for incentive on Automatic payments, the payment needs to come from your account twice in the first three months. To qualify for the Mobile Banking incentive access your Online Banking account from your mobile device a minimum of 3 times a month during the first three months. Your mobile carrier's text messaging and web access charges apply. Savings Account and Premium Money Market Account incentives are limited to one per household.
  2. No minimum balance and no monthly service charge until the account holder turns 23, then the account converts to myRewards Checking.
  3. Your mobile carrier's text messaging and web access charges may apply.
  4. Non-Commerce ATM transactions will incur a Commerce fee. However, for a limited time, you can obtain a refund of 5 of these. Other banks' ATM fee may apply. Overdraft fee refund limited to the fee associated with one transaction that overdraws your account.