How to Apply

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myRewards Student Checking

The free student checking account that gives you more free. And, when you combine it with a myRewards Savings account and make regular savings deposits for 11 months in a row, we’ll reward you by making your 12th month’s deposit - up to $100.1

Min. Opening Deposit
  • $100
Minimum Balance
  • $0
Monthly Service Fee
  • $0
Checks
  • Free Check Printing4
Check Card and ATM
  • 3 free Non-Commerce ATM withdrawals per month3
  • Free unlimited Commerce ATM transactions
  • Free Commerce Gold Visa® Check Card
Online Services
Savings Features
Additional Features
  • myOops card - Good for one-time overdraft fee refund and up to 5 non-Commerce ATM fees3
  • Overdraft Protection available
  • 24-hour Account Information Line
Statement Options
  • E-Statement and online check images - Free
  • Check Safekeeping Statement - Free
  • Check Images Statement - $2.00/mo.

Disclosures:

  1. To be eligible, you must maintain a myRewards Student Checking account and make 11 consecutive monthly deposits and 4 or fewer withdrawals, per myRewards Savings account. Total matching Reward determined by adding the average monthly deposit during the previous 11 months for each myRewards Savings account, per household, per year, on up to five myRewards Savings accounts. Maximum matching Reward $50 per account, maximum total matching Reward $100 per year. Reward credited annually starting in the 12th month after the first deposit. Annual Percentage Yield is 0.15% on balances of $1 or greater as of 7/15/09. Incentive and Reward payments of $10 or greater reported as interest to the IRS.
  2. Your mobile carrier's text messaging and web access charges may apply.
  3. No Commerce fee at another bank's ATM up to three times per month. Non-Commerce ATM transactions in excess of three per month will incur a Commerce fee. However, for a limited time, you can obtain a refund of 5 of these. Other banks' ATM fee may apply. Overdraft fee refund limited to the fee associated with one transaction that overdraws your account.
  4. Limited to Commerce standard check design. Customer will be charged for shipping and handling.