How to Apply
myRewards Student Checking
The free student checking account that gives you more free. And, when you combine it with a myRewards Savings account and make regular savings deposits for 11 months in a row, we’ll reward you by making your 12th month’s deposit - up to $100.1
- Free Commerce Gold Visa® Check Card
- Free Online Banking and Online Bill Pay
- Free email Alerts and Mobile Banking2
- Free myOops Card3
| Min. Opening Deposit |
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|---|---|
| Minimum Balance |
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| Monthly Service Fee |
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| Checks |
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| Check Card and ATM |
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| Online Services |
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Savings Features |
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| Additional Features |
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| Statement Options |
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Disclosures:
- To be eligible, you must maintain a myRewards Student Checking account and make 11 consecutive monthly deposits and 4 or fewer withdrawals, per myRewards Savings account. Total matching Reward determined by adding the average monthly deposit during the previous 11 months for each myRewards Savings account, per household, per year, on up to five myRewards Savings accounts. Maximum matching Reward $50 per account, maximum total matching Reward $100 per year. Reward credited annually starting in the 12th month after the first deposit. Annual Percentage Yield is 0.15% on balances of $1 or greater as of 7/15/09. Incentive and Reward payments of $10 or greater reported as interest to the IRS.
- Your mobile carrier's text messaging and web access charges may apply.
- No Commerce fee at another bank's ATM up to three times per month. Non-Commerce ATM transactions in excess of three per month will incur a Commerce fee. However, for a limited time, you can obtain a refund of 5 of these. Other banks' ATM fee may apply. Overdraft fee refund limited to the fee associated with one transaction that overdraws your account.
- Limited to Commerce standard check design. Customer will be charged for shipping and handling.
- To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
- Deposit Agreement & Disclosures

