How to Apply
myRewards Checking
The free checking account from Commerce Bank, with more free.
myRewards Checking is the ultimate free checking account. No minimum balance requirements. Free checks. Free Online Bill Pay. Free check card. And more free ways to access and manage your accounts. Perhaps, best of all — it gives you more free time to do all the other things you have to do!
- Free checking with no minimum balance and free wallet exclusive checks
- Free Commerce Gold Visa® Check Card
- Free Online Banking and Online Bill Pay
- Free Commerce ATM transactions, with three free per month at other banks’ ATMs*
- Free Deluxe ID TheftBlock® Basic for the person whose name appears first on the account
- Bank anywhere, anytime with free Mobile Banking**
- Manage your account with free email Alerts
- Each year, get one overdraft fee refund and five non-Commerce ATM fee refunds with the free myOops Card*
- Optional overdraft protection available
Two new accounts that pay you to save
With myRewards Checking you have the exclusive benefit of opening myRewards Savings and myRewards Money Market accounts and earning rewards when you save!
We’ll make it easy to switch to myRewards Banking and easy to use.
Disclosures:
- No Commerce fee at another bank’s ATM up to three times per month. Non-Commerce ATM transactions in excess of 3 per month will incur a Commerce fee. However, with myOops Card you can obtain a refund for 5 of these. Other bank’s ATM fees may apply. Overdraft fee refund limited to the fee associated with one transaction that overdraws your account.
- Your mobile carrier's text messaging and web access charges may apply.
- To receive incentives, your account must be in good standing three full calendar months after opening. Incentive credited the next month based on the number of actions listed above completed in the first 3 months. Annual Percentage Yield 0%. Incentive of $10 or greater reported as interest to the IRS. Maximum total incentive $125. Limited time offer.
- To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
- Deposit Agreement & Disclosures

