Example of Overdraft Protection

Checking account is overdrawn by $9
$50 Overdraft Cash Advance from credit card is deposited to checking account*
$41 balance in checking account ($50 deposit, minus $9 overdraft)
At billing time, you will receive a credit card bill for this transaction:
- $50 Overdraft Cash Advance
- Overdraft Cash Advance Fee**
- Overdraft Cash Advance finance charge***

* Overdraft cash advances are made in increments of $50.
** Overdraft Cash Advance Fee: 3.00% of Cash Advance amount, with a minimum of $10.00 and no maximum, for each Cash Advance resulting from the overdraft protection.
*** An Overdraft Cash Advance will be treated as a cash transaction on your bankcard account. All cash finance charge rules will apply.