Switch to Commerce Bank
Follow these simple steps to switch your account over to Commerce. It's as easy as 1, 2, 3.
Step 1: Open a new Commerce Bank checking account
Apply Online or come in to a local bank branch and we’ll help you:
- Select the best checking account for your situation
- Order new checks
- Apply for a Commerce Bank Visa®Check Card
- Activate Online Banking and Online Bill Pay
Step 2: Change your automatic payments, direct deposit and online bill pay
Once your new account is set up:
- Make a list of your current automatic deposits – download our Activity Tracking Sheet
- Transfer your direct deposits and automatic payments - use our Direct Deposit and Automatic Payment Transfer forms
- View sample cover letters that can be used with the forms
- Biller letter to transfer payments
- Employer letter to transfer direct deposits
- Switch to Commerce Bank Online Bill Pay if you currently pay your bills online or are ready to start
Checking account and routing numbers can be found on your temporary checks
Step 3: Close your old checking account
It’s time to close your old account. We suggest you:
- Allow outstanding checks and payments to clear
- Transfer the remaining balance by writing a check to Commerce Bank and depositing into your new account
- Request your old account be closed by either contacting the old bank directly or sending the Account Closing Request form
Disclosures:
- To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
- Deposit Agreement & Disclosures












