Make a loan payment it's fast and easy!

Choose the payment option that works best for your personal installment loan.

Personal Loan Payment Options

These payment options apply to ONLY the following personal loan types; Auto, Motorcycle, Boat, Recreational Vehicle, Home Equity Loans, Home Equity Lines of Credit, Executive Line of Credit, and Unsecured.

Commerce deposit account required? Payment Options Hours of Operation Additional details Fee for Service?
YES

Customer Contact Center
800-449-9829

Monday - Friday
7:30 am - 10:00 pm
Saturday
7:30 am - 4:00 pm

Closed on Federal Holidays

Use a Commerce checking or savings account to make a payment.

Payments made on any calendar day will be credited to your account as of the date received.

NO
YES

Account Information Line
800-453-2265

24 hours -
7 days a week

Choose the option to transfer funds from your Commerce Bank deposit account to your loan account.

Payments made on any calendar day as a transfer from a Commerce Deposit Account will be credited to your account as of the date received.

NO
YES

Online Banking

24 hours -
7 days a week

Choose the option to transfer funds from your Commerce Bank deposit account to your loan account.

Payments made on any calendar day as a transfer from a Commerce Deposit Account will be credited to your account as of the date received.

NO
YES

Commerce ATM

24 hours -
7 days a week

Contact a Customer Service Representative at 800-449-9829 to link your loan to your Commerce card.

Payments made on any calendar day as a transfer from a Commerce Deposit Account will be credited to your account as of the date received.

NO
NO

Mailing Payments

 

Home Equity Loans and Installment Loans:
Commerce Bank
PO Box 807011
Kansas City, MO 64180-7011

Home Equity Line and Executive Line of Credit:
Commerce Bank
PO Box 80660
Kansas City, MO 64180-6600

Payments must be accompanied by the payment form or account number, and in the form of a check or money order in U.S. Dollars drawn on a U.S. financial institution.

Payments received at 5 p.m. CT or after will be credited to your account no later than the next Business Day.

NO
NO

Automatic Monthly Payment

Monday - Friday
7:30 am - 10:00 pm
Saturday
7:30 am - 4:00 pm

Closed on Federal Holidays

Contact a Customer Service Representative at 800-449-9829 to establish the process for making automatic monthly payments from your deposit account.

This method will automatically debit the payment from your designated checking or savings account each month and apply the payment directly to your loan as of the date you choose.

NO
NO

Commerce Bank Branch

Branch Locator

Payments must be accompanied by the payment form or account number, and in the form of a check or money order in U.S. Dollars drawn on a U.S. financial institution.

Payments made in person before the close of business to an employee at a branch will be credited to your account as of the date received.

NO
NO

Customer Contact Center
800-449-9829

Monday - Friday
7:30 am - 10:00 pm
Saturday
7:30 am - 4:00 pm

Closed on Federal Holidays

Use a non-Commerce checking or savings account or an eligible* debit card (including a Commerce debit card) to make a payment.

Payments made on any calendar day will be credited to your account as of the date received.

*"eligible debit card" means it is linked to any of the following Networks: Star, Accel, Pulse, or NYCE.

$4.95
NO

Automated Phone System
866-658-9333

24 hours -
7 days a week

Use a non-Commerce checking or savings account or an eligible* debit card (including a Commerce debit card) to make a payment.

Payments made on any calendar day will be credited to your account as of the date received.

*"eligible debit card" means it is linked to any of the following Networks: Star, Accel, Pulse, or NYCE.

$4.95

Making Additional Principal Payments to Reduce the Principal Balance of the Loan: If you are mailing an additional payment to be applied to principal, it must be sent to the following address for correct posting: Commerce Bank, 811 Main, Mail Stop KCBC-11, Kansas City, MO 64105-2005. You can also make additional principal payments in person at a Commerce branch, online or by telephone.

To Request a Payoff: Call the Commerce Customer Contact Center at 800-449-9829; By Mail: RLPS Customer Service, PO Box 413658, Mail Stop: KCBC-11, Kansas City, MO 64141-3658. Written inquiries should Include name, loan number, return address.

Disclosures:

  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.