Auto & Truck Loan Rates






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Rate Disclosures:

  • Rates are subject to change. These rates are available only for new and used car and truck loans. Your APR will be determined based on creditworthiness, length and amount of loan, and age of collateral. New rates apply to vehicle model years 2014 or 2013 (with 5,000 or fewer miles); Used rates apply to vehicle model years 2013 (if mileage is over 5,000) to model year 2008. Higher rates may apply to older collateral. Loans are subject to credit approval. Must be 18 years or older to apply. Rate discount of .25% for automatic payment from Commerce checking account. CommerceOptionsSM and Benefits Banking customers eligible for greater rate discounts.
  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.