Auto & Truck Loan Rates

Invalid zip code. Please re-enter your zip code.

Rate discounts available:*

  • 0.25% for automatic payments from a Commerce checking or savings account
  • 0.25% if refinancing a loan from another lender

Rate Disclosures:

  • Rates are subject to change. These rates are available only for new and used car and truck loans. Your APR will be determined based on creditworthiness, length and amount of loan, and age of collateral. New rates apply to vehicle model years 2017 or 2016 (with 5,000 or fewer miles); Used rates apply to vehicle model years 2016 (if mileage is over 5,000) to model year 2011. Higher rates may apply to older collateral. Must be 18 years or older to apply.

    Subject to credit approval. Rate discounts cannot be combined with any other offer. Mortgages and dealer loans are not eligible to receive these rate discounts. Refinancing discount is limited to one discount per new installment loan, and does not apply to Commerce credit card or loan account payoffs.
  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.