Refinance or upgrade your vehicle >>

Boat & Recreational Vehicle Loans

Add some fun to your life - with competitive rates and quick approval!
  • Finance your boat, RV, jet ski or other recreational vehicle
  • Funds usually available within one day
  • Flexible repayment terms

Get more from Commerce

  • Rate discounts up to 0.75% for CommerceOptionsSM checking customers1
  • Or, get a discount of 0.25% just for having your payment automatically deducted from your Commerce checking account2
  • Minimum loan amount $7,000

View Rates for Boat Loans
View Rates for Recreational Vehicle Loans





  1. Up to 0.50% discount for those who choose automatic payment from their CommerceOptionsSM checking account, plus an additional 0.25% discount if refinancing from another lender. Mortgages and dealer loans are not eligible to receive the personal loan discounts. Additional refinancing option is limited to one discount per new installment loan, and is not applicable to Commerce credit card or loan account payoffs. Subject to credit approval. CommerceOptions requires significant product relationships or a $12 or $20 monthly fee.
  2. Not available for CommerceOptions accounts
  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.