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Premium Money Market Account
Earn higher rates with the CommerceOptions Premium Money Market Account - available exclusively to CommerceOptions Plus and Premium checking customers.1
- Interest rate increases as your balance grows - View Rates
- Easy access to your money (limitations apply)
- FDIC insured2
|Min. Opening Deposit||
|Monthly Service Fee
|Check Writing Privileges||
- CommerceOptions checking requires significant product relationships or a $12 or $20 monthly fee.
- The Federal Deposit Insurance Corp. insures each depositor currently to at least $250,000.
- Interest is compounded monthly and credited to your account at the end of the monthly statement cycle. Interest rate is based on 4 tier levels.
- Average daily balance is calculated by adding the ending ledger balance in the account for each day of the monthly cycle and dividing that figure by the number of days in the monthly cycle. You must maintain the minimum average daily balance for the monthly cycle to avoid monthly service fees.
- To send an email that contains confidential information, please visit the Secure Message center where there are additional instructions about whether to use Secure Email or Online Banking messaging.