Premium Money Market Account

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Min. Opening Deposit	$1,000
Interest Paid	Compounded Monthly² – View Rates Enjoy even higher interest rates with a CommerceOptions^SM checking account³ Interest rate increases when balances reach $10,000, $25,000, and $50,000²
Minimum Balance	$5,000 average daily balance⁴
Monthly Service Charge	$10 (if balance not met)
Check Writing Privileges	Yes; Up to 6 checks per month
Transactions	Up to 6 withdrawals or transfers per month Free access to funds through any Commerce ATM, our 24-hour Account Information Line and Online Banking.
Online Services	Free Online Banking Access electronic copies of your 1099 and certain other tax forms through Online Banking - View Tax Form FAQs Order up to seven years of account statements and check images on CD-ROM
Statement Options	Monthly E-Statement - Free

The Federal Deposit Insurance Corp. insures each depositor to at least $250,000.
Interest is compounded monthly and credited to your account at the end of the monthly statement cycle. Interest rate is based on 3 tier levels.
CommerceOptions requires significant product relationships or a monthly fee.
Average daily balance is calculated by adding the ending ledger balance in the account for each day of the monthly cycle and dividing by the number of days in the monthly cycle. You must maintain the minimum average daily balance for the monthly cycle to avoid a service charge.

To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
Deposit Agreement & Disclosures