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A savings account that pays a higher interest rate, and allows you easy access to your money when you need it (limitations apply)
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- Earn a higher interest rate when your balance reaches $10,000, $25,000, $50,000 and $100,000**
- Free Commerce ATM withdraws, transfers and balance inquiries
- Phone and online transfers and withdrawals - up to 6 per statement cycle (3 of which may be checks)
- Enjoy even higher interest rates with a CommerceOptions checking account
- CommerceOptions requires certain product relationships or a monthly fee
Convenient account options:
- See your balances online (Commerce Checking Account required)
- Easily transfer between savings and checking
- Set up automatic transfers through Online Account Access
- Access funds Free through our ATM network and 24-Hour Account Information Line
- Get a free monthly E-Statement
**Interest is compounded on a monthly cycle basis and is credited to your account at the end of the monthly statement cycle. The interest rate is based on four tier levels.




