- APY = Annual Percentage Yield
- The interest rate is based on the 182 day T-Bill Auction rate plus a margin of ¼% and may change the first day of each calendar quarter. The interest rate for the 182 day T-Bill is 1.10% as of 11/3/2008.
- Penalty for early withdrawal. Each IRA depositor insured up to $250,000. Maximum deposit limit $500,000 per customer. We may change the interest rate at any time at our discretion.
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