Student Banking Services

Important Disclaimers:

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1. No Commerce fee at another bank's ATM up to three times per month. Non-Commerce ATM transactions in excess of three per month will incur a Commerce fee. However, for a limited time, you can obtain a refund of 5 of these. Other banks' ATM fee may apply. Overdraft fee refund limited to the fee associated with one transaction that overdraws your account.
2. To qualify for the annual matching deposit Reward, you must maintain a myRewards Student Checking account and make 11 consecutive monthly deposits and 4 or fewer withdrawals per year, per myRewards Savings account. Total matching Reward determined by adding the average monthly deposit during the previous 11 months for each myRewards Savings account, per household, per year, on up to 5 myRewards Savings accounts. Maximum matching Reward $50 per account, maximum total matching Reward $100 per year. Reward credited annually in the 12th month after the first deposit. Annual Percentage Yield is currently 0.15%. Incentive of $10 or greater reported as interest to the IRS.
3. To be eligible for the bonus Reward, you must maintain a myRewards Student Checking account. We will pay an annual Reward of 0.5% of the average collected month end balance in your myRewards Money Market account for the previous 12 months, up to a maximum of $200. Reward credited the 13th month after account anniversary. Annual Percentage Yield is currently 0.15%. Incentive of $10 or greater reported as interest to the IRS.
4. CommerceOptions requires significant product relationships or a $12 or $20 monthly fee.

• To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.