Unlike most other lenders, we at Commerce Bank originate and disburse
our own student loans. This ensures the highest level of service
to our borrowers because we maintain control over the entire process.
After we disburse the funds, we then employ a third-party
loan servicer to service the loan on our behalf. Commerce Bank still
owns the loan and has full control over the servicer's actions.
This allows us to manage the process, so you and your school receive
high quality, knowledgeable service. During your grace period or
repayment, your loan may be sold to a third-party servicer.
*To send an email that contains confidential information, please visit the Secure Message center where there are additional instructions about whether to use Secure Email or Online Banking messaging.