Graduate PLUS Loan Pre-Approval

Getting pre-approved before you apply for a Graduate PLUS Loan will make the application process go more smoothly. A credit check is required for all Graduate PLUS Loans.

It’s simple, just follow these three steps:

Step 1:

  • Are you enrolled in graduate or professional (e.g. medical, law, etc.) school?
  • Have you already applied for Stafford Loans?

If you answered yes to both questions, proceed to step 2.

Step 2:

Gather the information that you'll need:

  • Your Social Security Number
  • Name of the college or university your student will attend
  • Total loan amount you're requesting
    (Total cost of undergraduate education - financial aid = amount you can request)
  • Loan period (e.g. Fall 2009 - Spring 2010)

Step 3:

Get Pre-Approved online. Or, if you'd prefer, simply call us to get pre-approved over the phone at 800-666-3910. We'll run a credit check and get back to you with an answer.

  Get Pre-Approved >  

Once you're Pre-Approved, what's next?

You'll need to complete your Graduate PLUS Loan Master Promissory Note (MPN). This is your actual loan application. You can complete your Graduate PLUS MPN online using E-Signature or print the form, complete and mail it to Commerce Bank.

Online

On Paper

  • Download the Graduate PLUS MPN*
  • Print, fill out, and mail to Commerce Bank:
    • Commerce Bank - Student Loan Department
      West Olive Office Plaza (WOOP- SL)
      1045 Executive Parkway Dr.
      Creve Coeur, MO 63141

Important Disclaimers:

  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.