Federal Student Loan Interest Rates
Depending upon when your loan first disbursed, your fixed interest rate will be:
Federal Student Loan Interest Rates
| Loan Type | Fixed Interest
Rate* |
|---|---|
| Federal Direct Stafford Subsidized Loans for Undergraduates first disbursed on or after 7/1/11 and before 7/1/13 | 3.4% |
| Federal Direct Stafford Subsidized Loans for Undergraduates first disbursed on or after 7/1/10 and before 7/1/11 | 4.50% |
| Stafford Subsidized Loans for Undergraduates first disbursed on or after 7/1/09 and before 7/1/10 | 5.60% |
| Stafford Subsidized Loans for Undergraduates first disbursed on or after 7/1/08 and before 7/1/09 | 6.00% |
| Stafford Subsidized Loans for Undergraduates disbursed between 7/1/06 and 6/30/08 |
6.80% |
| Stafford Subsidized Loans for Graduates | 6.80% |
| Stafford Unsubsidized | 6.80% |
| Graduate PLUS Loans | 7.90% |
| Parent PLUS Loans | 7.90% |
Questions?
Whether you're just getting started or you're already part way through the process, Commerce can help. Just call, click, or come by. We'll ask listen solve to help you find the solution that is right for you.
- Call: 800-666-3910
- Click: money101@commercebank.com†
- Come By: Find your nearest branch
Important Disclaimers:
- Interest rates are effective 7/1/11. The rates and other information set forth above have been obtained from sources deemed reliable, but do not constitute representations of Commerce Bank, nor shall this be considered an offer by Commerce Bank to fund any loan at rates other than those established by the United States Department of Education.
- To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
