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In order to apply for a Federal Stafford or a PLUS Loan you must complete a Master Promissory Note (MPN).

What is a Master Promissory Note?

A Master Promissory Note (MPN) is the contract that you sign for a Federal Stafford, Graduate PLUS or Parent PLUS Loan, promising to pay your loan back. You may receive multiple loans under the same MPN over a ten-year period.

How do I complete an MPN?

Commerce offers two ways to complete and sign your MPN. Choose the method that's best for you.

E-Signature is the quickest, easiest way to complete your MPN. No stamps, no mailing, no worries. Everything's done online and you can print the completed forms for your records.

Learn More about E-Signature
Complete and electronically sign your MPN online

Download an MPN, complete the paper form, and mail it in to:

Commerce Bank - Student Loan Department
West Olive Office Plaza (WOOP- SL)
1045 Executive Parkway Dr.
Creve Coeur, MO 63141
1-800-666-3910

Students: Stafford MPN *
Graduates: PLUS MPN *
Parents: PLUS MPN *

Questions?
Call our Student Loan Specialists at 1-800-666-3910
Monday-Friday 7:15 am - 6:00 pm. We'll ask listen solve to help you pick which MPN is right for you or walk you through the details.

* Adobe Acrobat 6.0^® or above required. Download now for free.