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ACH Receivables

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Receiving and accessing your business’ funds quickly is critical. The first step to effectively managing your funds is to have an efficient practice for processing receivables.

With Commerce’s Automated Clearing House (ACH) services, you can automate your receivables process with greater speed and efficiency, including the receipt of funds, data processing and information delivery. ACH gives you a safe and reliable alternative to checks and wire transfers.

As a ACH Originator and Receiver of ACH transactions within the National Automated Clearing House Association (NACHA), Commerce can help you manage your entire receivables cycle. You benefit from:


  • Faster access to customer payments
  • Better cash flow forecasting and payment accuracy
  • Decreased risk of potential fraud
  • Reduced processing costs
  • Flexibility to accommodate one-time and recurring payments
  • Improved customer satisfaction by accepting more payment formats

You have a broad selection of origination options to choose – from utilizing Commerce’s online system to sending us files from your accounting system. Whatever your business goal, Commerce has an accounts receivable financing solution to improve your business process.

Questions? We’re up for the challenge.

Contact us