Premier Banking
CommercePremier Banking
CommercePremier is a personalized approach to premier banking, featuring Premier member-only benefits, exclusive savings and preferred rates, and a dedicated Premier Banker focused on your financial priorities.
I'm interested Talk to a Premier Banker opens in a new windowPremier Banking
CommercePremier Banking
CommercePremier is a personalized approach to premier banking, featuring Premier member-only benefits, exclusive savings and preferred rates, and a dedicated Premier Banker focused on your financial priorities.
I'm interested Talk to a Premier Banker opens in a new windowWhat is Premier Banking?
CommercePremier is an exclusive banking program designed for clients who want tailored financial guidance and enhanced banking benefits at no additional cost. As a Premier Member, you’ll have a dedicated Premier Banker who understands your financial goals, looks at your full financial picture, and recommends smarter options — from higher-yield savings and flexible CDs, to lower-rate lending — so every decision moves you closer to your goals.
How CommercePremier benefits you
Dedicated Premier Banker
Assesses your full financial picture and recommends smarter options, from higher-yield savings and flexible CDs to lower-rate lending.
Investment Planning
Access to investments and financial planning offered through an investment professional at Commerce Financial Advisors.footnote 1
Special Rates and Exclusive Benefits
Exclusive rates on select Money Market accounts and CDs, plus preferred pricing on select Commerce Bank services.
No ATM Fee
Nationwide ATM access with no Commerce ATM fees and refunds of other banks’ ATM fees when using your CommercePremier Visa® Debit Card.
Premier Member Support Team
Provides personalized assistance for account questions, card replacement, and issue resolution whenever you need support.
Higher Deposit Limits
Added flexibility with higher mobile deposit limits to help you manage larger deposits conveniently and securely.
In addition to these benefits, Premier Members enjoy exclusive products and solutions tailored to their financial priorities.
Why should I choose CommercePremier Banking?
CommercePremier connects you with a local Premier Banker who serves as your dedicated point of contact as your financial needs evolve. Additionally, you’ll have a dedicated Premier team, along with access to investment and financial planning services through Commerce Financial Advisorsfootnote 1, to give you a premier experience that feels proactive and tailored to your life.
Who qualifies for Premier Banking?
You qualify for our exclusive Premier banking program when you have a Commerce Bank personal checking account and $100,000 or more in combined balances that include:
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Personal and small business Deposit Accounts with Commerce Bank — checking, savings, money market and certificates of deposit (CDs)
AND/OR - Brokeragefootnote 1 (Commerce Financial Advisors) balances
If you meet these requirements, you can take advantage of the CommercePremier benefits, at no cost, to take your financial goals to the next level.
Premier Referral Bonus
Help those closest to you experience the value of premier banking while earning rewards along the way. With our Refer a Friend program, Premier Members are eligible to receive up to $1,000 per calendar year in Visa® Reward Cards.footnote 2
Premier Referral Bonus
Help those closest to you experience the value of premier banking while earning rewards along the way. With our Refer a Friend program, Premier Members are eligible to receive up to $1,000 per calendar year in Visa® Reward Cards.footnote 2
Exclusive premier banking products
Premier Credit Card
Save as much as you spend with a premium credit card experience plus a Cash Back bonus.footnote 3
ID Theft Services
Identity monitoring and recovery services available at Premier-preferred pricing for Commerce ID Recoverfootnote 4,footnote 5 or Commerce ID Monitor footnote 4,footnote 5.
We highly appreciate the efficiency and prompt responsibility of our Premier Banker who always takes good care of us. She answers all questions and helps us with our CDs. She is one of many good reasons why we bank at Commerce Bank.”
CommercePremier FAQs
What is Commerce Bank CONNECT® mobile messaging? How can I find my CommercePremier Banker through the Commerce Bank Mobile App?
How do I qualify for CommercePremier membership?
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Personal and small business Deposit Accounts with Commerce Bank — checking, savings, money market and certificates of deposit (CDs)
AND/OR - Brokeragefootnote 1 (Commerce Financial Advisors) balances
How is the CommercePremier program different from traditional banking services at Commerce bank?
What are the benefits of joining a program for high balances like CommercePremier?
How much does it cost to join CommercePremier?
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Personal and small business Deposit Accounts with Commerce Bank — checking, savings, money market and certificates of deposit (CDs)
AND/OR - Brokeragefootnote 1 (Commerce Financial Advisors) balances
What does your dedicated Premier Banker actually do?
I value what CommercePremier has to offer; how do I refer to a friend or family member?
Disclosures:
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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA opens in a new window/SIPC opens in a new window). Insurance products are offered through LPL or its licensed affiliates. Commerce Financial Advisors is a division of Commerce Bank. Commerce Bank and Commerce Financial Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Commerce Financial Advisors, and may also be employees of Commerce Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Commerce Bank or Commerce Financial Advisors. Securities and insurance offered through LPL or its affiliates are:
Not Insured by FDIC or
Any Other Government AgencyNot Bank
GuaranteedNot Bank Deposits
or ObligationsMay Lose
ValueCommerce Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html opens in a new window for more information.
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Get a $250 Visa® Reward Card for each eligible individual you refer that completes one of the referral offers, up to $1,000 per year. Terms & Conditions apply. View here for information.
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A Cash Back redemption is applied as a statement credit or electronic deposit. The statement credit redemption will reduce your balance, but you are still required to make at least your minimum payment. An electronic deposit redemption shall be issued in U.S. currency through an electronic deposit to a checking or savings account of your choice. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary. See commercebank.com/premierterms for full details.
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To be eligible for Commerce ID Recover and Commerce ID Monitor, you must have a Commerce personal checking account, reside in the United States or its territories, and be a legal adult in your state of residence. The Service applies to the Commerce personal checking account holder and the spouse or domestic partner (a person who, although not legally married to the registered Customer, has cohabitated with the Customer for a period of at least one (1) year and is publicly represented as the Customer’s domestic partner in the community in which they reside), dependent children under the age of 21 who live with the Customer and dependent children under the age of 25 who are full-time students, as determined by IRS dependency requirements.
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Commerce ID Recover monthly fee is $2.75 for CommercePremier Members. Commerce ID Monitor is $6.49 per month for CommercePremier Members
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To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
