Skip To Main Content
Smiling business people shaking hands

Our Solutions | Checking

Premium Fund Trust Account

The Premium Fund Trust Account allows insurance agents to easily manage the unique requirements and circumstances regarding the collection of insurance premiums. This checking account is specifically designed to help insurance agents keep track of funds while avoiding costly complications, knowing that the premium funds are held separately from your operating budget.

  • $15 monthly service charged waived when partnered with a Commerce Small Business checking account 
  • No transaction fees
  • Receive email notifications for returned deposit items
  • Set up a direct ACH transfer of policy holder premiums to your parent insurance company


Trends & Insights

Growth signals and construction industry trends to watch in 2024

Builders and contractors continue to expect the construction industry to grow over the next six months. 

Read more…

Construction industry payment trends.

The world depends on the construction industry to design and build the roads, buildings, power systems and other infrastructure that make our modern way of life possible. But it takes more than skilled laborers, towering cranes and advanced project management systems to make these projects successful. 

Read more…

Cash Flow Tips to Make your Business Thrive

No matter how much money you have at your disposal, having a handle on cash flow means you’re better armed to keep your business alive and kicking.

Read more…

Have a question?

Need more information regarding our services? We are ready to answer your questions.

Let's talk

Stay up to date.

Sign up to receive email updates from Commerce Bank.

Sign up
Back to top