Premium Fund Trust Account | Commerce Bank

The Premium Fund Trust Account allows insurance agents to easily manage the unique requirements and circumstances regarding the collection of insurance premiums. This checking account is specifically designed to help insurance agents keep track of funds while avoiding costly complications, knowing that the premium funds are held separately from your operating budget.

$15 monthly service charged waived when partnered with a Commerce Small Business checking account
No transaction fees
Receive email notifications for returned deposit items
Set up a direct ACH transfer of policy holder premiums to your parent insurance company

Trends & Insights

The digital payments revolution

Organizations that embrace digital transformation will now position themselves for improved cash flow management and data-driven decision-making capabilities that support sustainable growth in an increasingly competitive business landscape.

The big difference a growth mindset makes in achieving business success.

Keeping up, let alone staying ahead, isn’t easy. However, organizations that foster a culture of continuous improvement learn from mistakes and regularly take on new challenges, gaining a distinct edge. This proactive approach, known as adopting a growth mindset, creates a foundation for success.

The surprising persistence of checks in a digital world.

Checks continue to play a significant role in corporate payments systems across the globe, despite mounting concerns about efficiency and security.

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