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    Greenlight: Your Kid's First Debit Card, Free with Your Commerce Account.

    Commerce Bank and Greenlight have teamed up to make it a benefit of an account you already have.

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    Commerce Free Checking

    Manage your essential spending needs with your FREE checking account.

    Mortgages

    Check today’s rates and start your application.

    Personal Credit Cards

    Apply for a credit card in minutes and get a quick response.

    myRewards Savings Account

    myRewards Savings grows with you.

    You have questions, and we have answers.

    Whether you need help setting short-term goals or planning for your future, our Ideas & Tips page offers simple solutions to complex financial challenges. Explore our articles when you have financial questions to help you make informed decisions, and then get back to what matters most.

    A simple guide to lender credits, buy-down points, and seller concessions.

    Buying a home comes with more than just a down payment. Learn how lender credits, buy-down points, and seller concessions can help reduce upfront costs. Lower monthly payments can make homeownership more affordable.

    Joint bank accounts for couples: Pros, cons, and how to choose what’s best.

    Date nights, grocery runs, and weekend getaways add up. For many couples, a joint bank account can help simplify things. Understanding how joint accounts work can help you decide if opening one is the right move.

    Financial goals for teens: Building a strong foundation.

    Helping your teen set financial goals can be easier than it seems. S.M.A.R.T. goal setting provides a clear framework to build healthy money habits early on, without adding extra pressure.

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    Early Pay

    Commerce Bank’s Early Pay feature allows you to access your direct deposit up to two days early* once you have a Commerce checking account or savings account and set up a qualified recurring direct deposit. Set up direct deposit in minutes with Direct Deposit Connect™ through the Commerce Bank Mobile App or Online Banking. There’s no enrollment required, and it’s part of the added benefits included with Commerce Bank accounts for your convenience and security.

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    Get to know us.

    Step behind the desk and learn more about the people, culture and values that power Commerce Bank.

    This Commerce team member helps make homeownership available for more people.

    For Leticia Matthys, the best part of her job is helping people reach milestones that can change their lives for years to come — like buying a home. Her work as a bilingual community mortgage specialist gives customers the guidance and support they need to make the homebuying journey easier to navigate.

    How Commerce Bank helps young adults at Drumm Farm understand personal finance.

    We support Drumm Farm’s COMPASS program, which teaches financial literacy to young adults striving to overcome homelessness. Together, we’re empowering these young people on their journey to financial independence.

    Learn more about Commerce Bank

    We're here when you need us.

    We may be 160 years old, but we’re always working to best support our customers’ needs. We’re here to help you bank where, when and how you'd like — whether that’s online, on mobile, over the phone, or in person.

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    Disclosures:

    1. For every referred account that meets the qualifications, the “Referrer” will receive a $100 Visa® Reward Card and the “Referred Person” will receive a Visa® Reward Card worth at least $200. Maximum $1,000 in Visa® Reward Cards per person, per calendar year. Terms & Conditions apply. Limited time offer.

    * You may receive a direct deposit up to two days early with Early Pay if you have 1) a checking or savings account with us, and 2) a recurring qualifying direct deposit to that account. Qualifying direct deposits may include a recurring ACH deposit of less than $10,000.00 for payroll, Social Security or other government benefits, or pensions. Early Pay is automatic and there is no fee. Please visit the Commerce Bank Deposit Agreement and Funds Availability Policy for more details.

    To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.

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