Skip To Main Content
    Contact Us
    FDIC-Insured - Backed by the full faith and credit of the U.S. Government

    Personal Banking Services

    Greenlight: Your Kid's First Debit Card, Free with Your Commerce Account.

    Commerce Bank and Greenlight have teamed up to make it a benefit of an account you already have.

    Learn More

    How can we help you?

    I want to…

     

    Commerce Free Checking

    Manage your essential spending needs with your FREE checking account.

    Mortgages

    Check today’s rates and start your application.

    Personal Credit Cards

    Apply for a credit card in minutes and get a quick response.

    myRewards Savings Account

    myRewards Savings grows with you.

    You have questions, and we have answers.

    Whether you need help setting short-term goals or planning for your future, our Ideas & Tips page offers simple solutions to complex financial challenges. Explore our articles when you have financial questions to help you make informed decisions, and then get back to what matters most.

    Remodel or move? How to decide what’s right for your home and finances.

    Love your home but need more from it? Whether you’re considering a renovation or a move, understanding the true costs of both options can help you make a confident decision.

    How to create a budget with your teen.

    Helping your teen learn how to budget doesn’t have to be stressful — it’s all about finding the right approach that works for them. Here are a few easy ways to get started.

    Fraud and scams on the dark web: What you should know.

    The dark web can seem scary and overwhelming, but protecting your information from criminals doesn’t have to be. Here’s some guidance to ensure your information is safe online.

    Explore more articles

    Early Pay

    Commerce Bank’s Early Pay feature allows you to access your direct deposit up to two days early* once you have a Commerce checking account or savings account and set up a qualified recurring direct deposit. Set up direct deposit in minutes with Direct Deposit Connect™ through the Commerce Bank Mobile App or Online Banking. There’s no enrollment required, and it’s part of the added benefits included with Commerce Bank accounts for your convenience and security.

    Learn more

     

    Get to know us.

    Step behind the desk and learn more about the people, culture and values that power Commerce Bank.

    Commerce Bancshares earns No. 1 ranking in Bank Director’s “RankingBanking” study.

    Commerce Bank earned the top overall ranking in Bank Director’s “RankingBanking” study of the nation’s largest publicly traded banks. We’re honored by this recognition and grateful to our team members whose dedication helps make achievements like this possible.

    How Commerce Bank helps young adults at Drumm Farm understand personal finance.

    We support Drumm Farm’s COMPASS program, which teaches financial literacy to young adults striving to overcome homelessness. Together, we’re empowering these young people on their journey to financial independence.

    Learn more about Commerce Bank

    We're here when you need us.

    We may be 160 years old, but we’re always working to best support our customers’ needs. We’re here to help you bank where, when and how you'd like — whether that’s online, on mobile, over the phone, or in person.

    Find a branch or location Contact us

     

    Disclosures:

    1. For every referred account that meets the qualifications, the “Referrer” will receive a $100 Visa® Reward Card and the “Referred Person” will receive a Visa® Reward Card worth at least $200. Maximum $1,000 in Visa® Reward Cards per person, per calendar year. Terms & Conditions apply. Limited time offer.

    * You may receive a direct deposit up to two days early with Early Pay if you have 1) a checking or savings account with us, and 2) a recurring qualifying direct deposit to that account. Qualifying direct deposits may include a recurring ACH deposit of less than $10,000.00 for payroll, Social Security or other government benefits, or pensions. Early Pay is automatic and there is no fee. Please visit the Commerce Bank Deposit Agreement and Funds Availability Policy for more details.

    To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.

    Back to top

    About Us

    Careers

    • Join Our Team
    • Get Connected
    • Team Member Stories
    • Follow Us on Instagram
      You are now leaving the Commerce Bank website.

      By clicking the "I Agree" button below, you acknowledge and agree to the following:

      You will leave the Commerce Bank website and enter a third party social media/collaboration website. The information shared on Instagram.com is not the responsibility of Commerce Bank and we are not responsible for the content shared between users and participants on the site. Please note that Instagram.com may have its own privacy and security policies which differ from those of Commerce Bank.

      Never share your personal information on Instagram.

    • Upcoming Events

    Security Center

    Other Links

    Challenge Accepted.(R) Member FDIC. Commerce Bank logo

    Privacy Statement | Online Privacy Policy & Terms of Service | En Español

    Equal Housing Lender, Member FDIC

    Copyright © 2026 Commerce Bancshares, Inc. All rights reserved. Commerce Bank, Member FDIC.