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    Refer a Friend. One for Me, One for You, up to $1,000.1

    Earn a $100 Visa® Reward Card up to $1,000 each time you refer a qualified friend or family member to Commerce Bank.1

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    Commerce Free Checking

    Manage your essential spending needs with your FREE checking account.

    Mortgages

    Check today’s rates and start your application.

    Personal Credit Cards

    Apply for a credit card in minutes and get a quick response.

    myRewards Savings Account

    myRewards Savings grows with you.

    You have questions, and we have answers.

    Whether you need help setting short-term goals or planning for your future, our Ideas & Tips page offers simple solutions to complex financial challenges. Explore our articles when you have financial questions to help you make informed decisions, and then get back to what matters most.

    Why you need both checking and savings accounts.

    Checking and savings accounts can each serve a purpose, one for everyday spending, the other for building your future. Using both can help you create strong money habits over time.

    Protect your teen’s financial health by using a mobile wallet.

    The jump from allowance to paycheck is a big one for teens — are they ready? Mobile wallets can help them learn to manage money while giving parents built-in safeguards and visibility.

    Your mortgage preapproval checklist: what to know before you start house hunting.

    Buying a home is exciting but knowing what you can afford makes all the difference. Learn how mortgage preapproval can help you shop with confidence and strengthen your offer.

    Explore more articles

    Early Pay

    Commerce Bank’s Early Pay feature allows you to access your direct deposit up to two days early* once you have a Commerce checking account or savings account and set up a qualified recurring direct deposit. Set up direct deposit in minutes with Direct Deposit Connect™ through the Commerce Bank Mobile App or Online Banking. There’s no enrollment required, and it’s part of the added benefits included with Commerce Bank accounts for your convenience and security.

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    Get to know us.

    Step behind the desk and learn more about the people, culture and values that power Commerce Bank.

    How Commerce Bank helps young adults at Drumm Farm understand personal finance.

    We support Drumm Farm’s COMPASS program, which teaches financial literacy to young adults striving to overcome homelessness. Together, we’re empowering these young people on their journey to financial independence.

    Happy dogs helping dogs.

    Bring your four-legged friend along and discover what everyone’s wagging about at the Commerce Bank drive-thru.

    Learn more about Commerce Bank

    We're here when you need us.

    We may be 160 years old, but we’re always working to best support our customers’ needs. We’re here to help you bank where, when and how you'd like — whether that’s online, on mobile, over the phone, or in person.

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    Disclosures:

    1. For every referred account that meets the qualifications, the “Referrer” will receive a $100 Visa® Reward Card and the “Referred Person” will receive a Visa® Reward Card worth at least $200. Maximum $1,000 in Visa® Reward Cards per person, per calendar year. Terms & Conditions apply. Limited time offer.

    * You may receive a direct deposit up to two days early with Early Pay if you have 1) a checking or savings account with us, and 2) a recurring qualifying direct deposit to that account. Qualifying direct deposits may include a recurring ACH deposit of less than $10,000.00 for payroll, Social Security or other government benefits, or pensions. Early Pay is automatic and there is no fee. Please visit the Commerce Bank Deposit Agreement and Funds Availability Policy for more details.

    To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.

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