Skip To Main Content
    Contact Us

    Our Solutions | Remote Deposit Capture (RDC)

    Make deposits when and where it’s convenient for you.

    As a small business owner, every minute counts. Our Remote Deposit Capture (RDC) and Mobile Deposit solutions can help you reclaim lost time and travel expenses incurred when making check deposits.

    • Make deposits from your home or office
    • Quicker access to your funds, compared to a traditional deposit
    • Find deposit records via a searchable electronic archive of your check images1

    Mobile Deposit Capture

    Young woman depositing a check via scanning from her mobile phone

    • Ideal for Commerce Bank business customers who make infrequent and smaller check deposits (less than $7,500)

    • Make deposits by simply taking a picture of your check(s) with your mobile device

    • No fee — download the Commerce Bank Mobile App2 on your Apple® or Android® device

    Remote Deposit Capture

    Businessman inputting several checks onto computer

    • Better for businesses that make more than 20 deposits per month or larger check deposits (in excess of $7,500)

    • Easily access your check images and deposit data in our searchable database1

    • Make batch check deposits to save time

    • Flat monthly subscription fee3 means no surprise charges

    • Receive your first desktop check scanner at no charge.4

      Apply now

    Trends & Insights

    Strength in covers: Perma-Bound adds years of life to school and library books.

    Perma-Bound extends book life for schools and boosted efficiency by switching to CommercePayments®, streamlining vendor payments and increasing revenue.

    Building cash reserves and preparing for the future of your dental practice.

    Build a strong financial safety net for your dental practice by consistently setting aside cash reserves to prepare for unexpected challenges and ensure long-term stability.

    Key performance indicators for your dental practice: X-rays of your cash flow management.

    Tracking key performance indicators like cash flow ratios and overhead helps dental practices make informed financial decisions, identify growth opportunities, and build a more sustainable future.

    Have a question?

    Need more information regarding our services? We are ready to answer your questions.

    Let's talk

    Stay up to date.

    Sign up to receive email updates from Commerce Bank.

    Sign up

    Disclosures:

    1. Check images and deposit data deposited via Small Business Remote Deposit are stored for 18 months.
    2. There is no fee to use Mobile Banking. Message and data usage fees may apply; check with your wireless or VoIP provide for more information. Sole proprietors may also view his/her Commerce Bank personal account activity and balances and may transfer funds between the sole proprietor’s Commerce Bank business account and his/her personal deposit accounts.
    3. The monthly fee for Remote Deposit $30 per business. There is a $15 discount rate available for Small Business Options account holders.
    4. The standard scanner model with the service is the RDM EC9611. Bank-issued scanners must be returned at termination of service. Additional scanner models are available for a fee.

    To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version.

    About Us

    Careers

    Security Center

    Other Links

    Challenge Accepted.(R) Member FDIC. Commerce Bank logo

    Privacy Statement | Online Privacy Policy & Terms of Service | En Español

    Equal Housing Lender, Member FDIC

    Copyright © 2025 Commerce Bancshares, Inc. All rights reserved. Commerce Bank, Member FDIC.