Aircraft financing with Commerce Bank.
Commerce Bank is dedicated to helping businesses and individuals in the aviation industry fuel their growth. Through comprehensive financial solutions, we can provide working capital and advisory services designed to meet the complex needs of aircraft ownership and operations. If you’re looking to purchase, lease or manage the finances of a new or used aircraft, Commerce Bank’s aircraft financing team is here to guide you through every step.
Why choose Commerce Bank for aircraft financing?
With decades of experience, Commerce Bank has established itself as a trusted resource in specialized financing. Our team understands the intricacies involved in purchasing and leasing commercial aircraft. We’re committed to offering customized options that align with your specific goals, whether for corporate or personal aircraft ownership.
Our aircraft financing solutions help businesses access the capital they need without tying up resources in a depreciating asset. From structuring loans and leases to understanding tax documentation, we’re positioned to support your financial objectives.
Customized aircraft loan and lease solutions.
Aircraft financing is not a one-size-fits-all proposition. Every aircraft buyer faces unique challenges, and each aircraft has its own set of financial variables and an off-the-shelf solution doesn’t work for most. Our approach is personalized, offering customized aircraft loans or leases designed to maximize your capital efficiency while keeping your business or personal goals at the forefront.
Types of aircraft we finance.
Commerce Bank offers financing for a variety of aircraft types, including:
- Small-, medium- and large-cabin aircraft: Whether you’re acquiring a compact jet for regional travel or a large-cabin aircraft for international flights, we offer the experience and capital to help you structure the best financing options.
- Jet and turboprop aircraft: Our services extend to financing jet and turboprop aircraft, providing flexible options to businesses and individuals who require speed and efficiency in the air.
- Helicopters: We also offer financing for helicopters, including VIP transport, emergency medical services units, and utility helicopters for corporate or government use.
Navigating complex aircraft ownership structures.
Aircraft ownership is often complicated by various legal, tax and regulatory factors. Regardless of whether you’re an individual owner, a corporate entity, or part of a fractional ownership structure, we’ll help you through these situations. Our team assists with structuring loans that suit your ownership situation, ensuring compliance with tax regulations and offering documentation support for tax-related issues.
We’ll work closely with your financial advisors to develop an ownership structure that is cost-effective. From leasing options to outright purchases, we’ll make certain your capital is optimally deployed and your aircraft remains an asset that works for you, rather than becoming a financial burden.
Preserving your capital.
One of the key reasons to finance or lease an aircraft is to preserve your capital for other business opportunities. An aircraft is a significant investment, but also a depreciating asset. Tying up your capital in a high-value, depreciating asset can limit your business’s ability to invest in growth. Commerce Bank’s aircraft financing solutions are designed to free up your resources, allowing you to keep your capital working for you. Our aircraft loans and leases come with flexible terms so that you can structure your payments in a way that aligns with your financial strategy, enabling you to manage cash flow while still benefiting from aircraft ownership or use.
