Community Reinvestment Act

Commerce Bank is proud of our record demonstrating our commitment to meeting the needs of the communities we serve. Under the Community Reinvestment Act (CRA) certain information must be maintained and made available to the public by April 1 of each year as part of a public file.

If you have questions about the bank's CRA performance or would like a copy of the public file, please email us at CRA@CommerceBank.com. Upon request, the bank can provide paper copies and in accordance with the regulation, may charge a reasonable fee for the cost of copying and mailing (if applicable).

The materials listed on this page relate to Commerce Bank, headquartered at 1000 Walnut Street, Kansas City, Missouri. 

CRA Public Files

Assessment Area Maps

• Commerce Bank Assessment Area Maps — All Regions opens in a new window^{[PDF]PDF footnote}

Branch Information

• Branches Opened and Closed opens in a new window^{[PDF]PDF footnote}
• Branches — Hours and Geographies opens in a new window^{[PDF]PDF footnote}

CRA Disclosure Statements

• Commerce Bank, 2023 CRA Disclosure Statement opens in a new window^{[PDF]PDF footnote}
• Commerce Bank, 2022 CRA Disclosure Statement opens in a new window^{[PDF]PDF footnote}

HMDA Disclosure Statements

• Commerce Bank, 2023 HMDA Disclosure Statement opens in a new window
• Commerce Bank, 2022 HMDA Disclosure Statement opens in a new window

CRA Performance Evaluation (PE)

• Commerce Bank, Performance Evaluation 11/28/2022 opens in a new window^{[PDF]PDF footnote}

Bank Products and Services

• Personal Products and Services
• Business Products and Services, Fees and Charges
• Questions regarding transaction fees or cost of services should be directed to your nearest Commerce Bank location opens in a new window.

Public Comments

• CRA Written Public Comments opens in a new window^{[PDF]PDF footnote}