Make a loan payment – it's fast and easy!
Make a loan payment – it's fast and easy!
Make a payment for:
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Motor vehicle loan (auto, boat, motorcycle, RV)
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Home Equity Loan or Line of Credit
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Personal Loan or Line of Credit
Or, visit one of these pages to make another type of payment:
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From a Commerce account:
Log in to Online Banking
Available 24/7/365 – choose option to transfer from checking or savings to your Commerce loan
Payment credited same day -
From a non-Commerce account, Visa or Mastercard debit card:
Automatic Monthly Debit
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Self service:
Submit a completed ACH Authorization Form along with a blank voided check to:
Mail: Commerce Bank, Customer Service, KCILSS, PO Box 413658, Kansas City, MO 64141-3658
Email: RLPS.Servicing@commercebank.com
Fax: 816-234-7414 -
Get help:
Contact a Customer Service Representative at 800-449-9829 to establish the process for making automatic monthly payments from your deposit account.
(This service is currently available for Commerce deposit account holders only)
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Additional details:
Hours of Operation
Monday – Friday8:00 am – 8:00 pmSaturday and nontraditional holidays8:00 am – 4:00 pmClosed Sunday and Federal Holidays
This method will automatically debit the payment from your designated checking or savings account each month and apply the payment directly to your loan as of the date you choose.
However, please note that the full amount of the monthly scheduled payment will not be withdrawn from the designated bank account in any month that other payment(s) toward the loan(s) have been made and/or a monthly payment amount has been otherwise satisfied in full.
Payment credited on the date you choose the withdrawal to be made.
By phone
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Account Information Line
866-453-2265
Available 24/7/365 – choose option to transfer from Commerce checking or savings to your Commerce loan (No fee for this service)
Payment credited on the date received -
Automated Phone System
866-658-9333
Use a non-Commerce checking or savings account or an eligible* debit card (including a Commerce debit card) to make a payment. ($4.95 fee applies)
Payment credited on the date received -
Customer Contact Center
Hours of Operation
Monday – Friday8:00 am – 8:00 pmSaturday and nontraditional holidays8:00 am – 4:00 pmClosed Sunday and Federal Holidays
- With a Commerce deposit account or a Commerce Debit Card: Choose to transfer funds from your Commerce Bank deposit account or an eligible Commerce debit card to your loan account. (No fee for this service)
- With a non-Commerce checking or savings account or an eligible* debit card (including a Commerce debit card) to make a payment. ($7.95 fee applies)
*"eligible debit card" means it is linked to any of the following Networks: Star, Accel, Pulse, or NYCE.
Payment credited on the date received
By mail
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Home Equity Loans and Installment Loans
Commerce Bank
PO Box 807011
Kansas City, MO 64180-7011 -
Home Equity Line of Credit
Commerce Bank - Home Equity Line of Credit
PO Box 806600
Kansas City, MO 64141 -
Branch Line of Credit
Commerce Bank - Branch Line of Credit
PO Box 806600
Kansas City, MO 64180
Payments received at 5 p.m. CT or after will be credited to your account no later than the next Business Day.