Kiwanis Visa Signature® Rewards Credit Card
Extend your Kiwanis impact every time you make a purchase!
- UNLIMITED Cash Back1 with no point caps & no opt-in
- You have lots of choices to redeem your rewards – from 1% Cash Back1 to gift cards, travel, merchandise and more.2 A Cash Back1 redemption is applied as a statement credit or electronic deposit.
- PLUS: Visa Signature® Benefits!
- Including Visa Concierge
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Receive a $30 Kiwanis Family Store Gift Code when you open your account4.
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Use your card everywhere Visa is accepted and Commerce will contribute a percentage of all Net Merchandise Purchases5 to the Kiwanis Children’s Fund to help serve children of the world.
*Important Terms for the Kiwanis Visa Signature® Rewards Credit Cardv PDF opens in a new window [PDF]
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A Cash Back redemption is applied as a statement credit or electronic deposit. The statement credit redemption will reduce your balance, but you are still required to make at least your minimum payment. An electronic deposit redemption will be issued in U.S. currency through an electronic deposit to a checking or savings account of your choice. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary. Visit commercebank.com/signatureterms signature rewards PDF opens in a new window for full details.
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Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communications (NFC), virtual wallets, or similar technology may not be eligible for higher percentage categories. Streaming & Cable Services: The streaming category is comprised of multiple merchant categories: Cable, Satellite & Other Pay TV/Radio; Record Shops; Digital Goods; and Amazon Services. The cable category does not include Google Fiber. Merchants self-select category, so not all merchants will earn additional bonus – notable exclusions include Amazon Streaming, Pandora and YouTube Music/TV.
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Purchase means “Net Merchandise Purchases” which are purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases do not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply. See www.commercebank.com/signatureterms for full program details.
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Subject to credit approval. By applying for the Kiwanis Visa Rewards, you are authorizing Commerce Bank to share information with Kiwanis International to fulfill the online gift code. Kiwanis International will be notified of your account opening, and when you qualify for the online gift code. Kiwanis International is responsible for fulfillment. Please allow up to 60 business days to receive the online gift code. Limit one (1) $30 online gift code per Kiwanis Visa® Rewards account.
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For every $100 in Net Merchandise Purchases made with this credit card, Commerce will contribute $0.20 to Kiwanis Children’s Fund. “Net Merchandise Purchases” means purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance or associated fees, money transfers or other fees, gaming chips, or fees or premiums for coverage or insurance to protect the balances of an Account holder’s Account. Questions concerning eligible transactions and what constitutes Net Merchandise Purchases will be determined in the sole discretion of Commerce.
Kiwanis International and Commerce Bank reserve the right to make changes to the VIP cardholder benefits at any time, with or without prior notice. Commerce Bank is not responsible for fulfillment of the VIP benefits, or failure to provide the stated benefits and services.
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