CommerceRelationship Checking

CommerceRelationship Checking

An ideal checking account with added benefits for higher balances.

Open an account

What you get

  • Higher interest rate on your CommerceRelationship Checking account balances1

  • Preferred rate on Premium Money Market Accounts2

  • No Commerce fee for ATM transactions nationwide

  • Free single/wallet-style Commerce Globe checks

  • Free Online Banking, Online Bill Pay, Mobile Banking3 and Alerts

  • Get a $50 Visa® Reward Card for every friend and family member you refer to open and use a new Commerce personal checking account, up to $500.

CommerceRelationship Checking Details

  • Minimum deposit to open:


  • Monthly service fee:

    $20 if the following balance requirement is not met5

  • Bank without the monthly fee!

    $5,000 average daily balance in this account OR $15,000 in combined deposit balances (checking, savings, money market, CD, and retail IRAs)6,7

  • Other fees:

    Free Statements (Paper and Paperless)

Get started with CommerceRelationship Checking

Open an account

Not sure which account is right for you?

Simplify your decision with an easy side-by-side comparison.

Compare accounts
Refer a friend

$50 for you and $50 for your friend.

Earn up to $500 in Visa® Reward Cards when you refer friends and family.

Refer now

Not sure if CommerceRelationship Checking is right for you?

We’re here to help you make the best choice. Just give us a call.



  1. Higher than CommerceInterest Checking.

  2. Commerce reserves the right to restrict or change. Preferred rate on PMMA balances greater than $10,000. Highest preferred rate on balances greater than $50,000.

  3. There is no fee to use Mobile Banking. Message and data usage fees may apply; check with your wireless or VoIP provider for more information.

  4. Transactions must be from CommerceRelationship Checking account.

  5. Monthly service charge waived for first 60 days after new account opening. This 60-day grace period does not apply to existing or converted accounts.

  6. Average daily balance means the ending ledger balance in the account each day, divided by the number of days in the month. You must maintain the minimum average daily balance for the monthly cycle.

  7. The person listed first on the CommerceRelationship Checking account must maintain the combined balances shown. Qualifying deposit accounts include personal checking, savings, money market, CD, and retail IRAs. Business accounts do not qualify. Combined balances are determined by using the actual balance on the day prior to the checking account statement cycle date each month.

 Get a $50 Visa Reward Card for every friend and family member you refer to open and use a new Commerce personal checking account, up to $500. Terms & Conditions apply and are available at

Deposit Agreement & Disclosures