CommerceRelationship Checking

CommerceRelationship Checking

An ideal checking account with added benefits for higher balances.

Open an account

What you get

  • Higher interest rate on your CommerceRelationship Checking account balances

  • Free Platinum Visa® Debit Card

  • Free single/wallet-style Commerce Globe checks

  • Free Online Banking, Online Bill Pay, Mobile Banking2 and Alerts

  • Other banks’ ATM fees refunded up to $10 per month3

CommerceRelationship Checking Details

  • Minimum deposit to open:


  • Monthly service fee:

    $20 if below requirement is not met4

  • Bank without the monthly fee!

    $5,000 average daily balance in this account OR $15,000 in combined deposit balances (checking, savings, money market, and CD)4,5

  • Other fees:

    Free E-Statements and Paper Statements

Get started with CommerceRelationship Checking

Open an account

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Refer a friend

$50 for you and $50 for your friend.

Earn up to $500 when you refer friends and family.

Refer Now

Not sure if CommerceRelationship Checking is right for you?

We’re here to help you make the best choice. Just give us a call.



  1. Monthly service charge waived for first 60 days after new account opening. This 60 day grace period does not apply to existing or converted accounts. 

  2. Commerce reserves the right to restrict or change. Preferred rate on PMMA balances greater than $10,000. Highest preferred rate on balances greater than $50,000. Preferred rate only valid on initial term of CD. You may request preferred rate at renewal.

  3. Message and data usage fees may apply; check with your wireless or VoIP provider for more information.

  4. Commerce will not charge you for ATM transactions made at non-Commerce ATMs. Other banks’ fees will be refunded up to $10 per calendar month. Transactions must be from CommerceRelationship Checking account.

  5. Average daily balance means the ending ledger balance in the account each day, divided by the number of days in the month. You must maintain the minimum average daily balance for the monthly cycle.

  6. The person listed first on the account must maintain the combined balances shown. Qualifying deposit accounts include personal checking, savings,money market, CD, and retail IRAs.
    Business accounts do not qualify. Combined balances are determined by using the actual balance on the day prior to the checking account statement cycle date each month.

 Terms & Conditions apply and are available at

Deposit Agreement & Disclosures