Certificate of Deposit
CDs provide savings options.
Secure. Strategic. Savings.
Commerce Bank Certificates of Deposit (CDs) offer the certainty of a fixed rate of return over a specified length of time (term). And your CD account is FDIC-insured.1,2 CDs (over a specified term) typically earn more than a standard savings account, but the money deposited in the CD must remain at the bank throughout its term.
Open a CD online and enjoy the benefits!
With a Commerce Bank Certificate of Deposit (CD) opens in a new window, you’ll have access to:
Questions about which account is right for you?
Challenge Accepted.®
Ideas & Tips
Which Savings Option is Right for You?
Learn the differences between a savings account, money market account and certificate of deposit (CD) so you can make the best decision for your financial goals.
What can I do to use high interest rates to my advantage?
Fixed-income investments and high yield savings accounts are two alternatives that could help you earn more interest on your money compared to regular accounts.
How to grow your savings account.
Maximize your savings with seven practical tips, from tracking spending and setting goals to automating transfers and reducing debt, for long-term financial success.
*Annual Percentage Yields (APYs) effective: November 07, 2024. Penalty may be imposed for early withdrawal.
- The FDIC protects the money depositors place in insured banks. Each depositor is insured to at least $250,000 per insured bank. To look up your account’s FDIC protection, use the FDIC Electronic Deposit Insurance Estimator opens in a new window.
- Funds cannot be added during the term but may be added or withdrawn at maturity. A penalty may apply for early withdrawal. Minimum deposit amounts vary by account term. Minimum opening deposits are required for each CD term. Interest is compounded daily.
- Message and data usage fees apply; check with your wireless or VoIP provider for more information.
