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Bank Credit Cards
Credit Cards
Apply for a credit card in minutes and get a quick response. Earn unlimited Cash Back1 rewards, applied as a statement credit, on everyday purchases. Or, redeem for travel rewards and more. Compare credit cards to find the best credit card for you.
Find the credit card that's best for you.
(New card!)
Intro APR Offer:
0% Intro APR4 for the first 12 billing cycles on purchases3. Then, 19.49% - 30.49%.
Rewards5:
- 2.5X Miles: Traveling & Ridesharing6
- 1X Miles: on all other purchases3
- No annual fee
Receive a pre-approved offer in the mail?
Quickly retrieve your offer with your access code and date of birth.
Credit Card Resources
We're here when you need us.
We may be nearly 160 years old, but we're always working to best support our customers' needs. We're here to help you bank where, when and how you would like — whether that's online, on mobile, over the phone, or in person.
Disclosures:
- A cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items, such as merchandise, gift cards and travel, may vary. See terms for: Special Connections®, toggle® and Commerce Miles® for full details.
- To qualify for the $150 Cash Back Bonus, you must use your new credit card account to make any combination of Purchase transactions totaling at least $1,000 excluding any transaction fees, returns, and adjustments, and excluding any type of Balance Transfer, Cash Advance, Cash Advance Transaction Fee or Cash Advance Interest charges, within the first 3 months from Account opening. A Cash Back Bonus is not valid unless customer spends the minimum amount within the designated time period. After qualifying, please allow 6 to 8 weeks for Cash Back Bonus points to post to your account. To be eligible for this bonus offer, the Account must be open and not in default at the time of fulfillment. Limit one (1) Cash Back Bonus offer per customer every 3 years.
- "Purchases" refers to "Net Merchandise Purchases" meaning purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.
- We may end your Introductory APR and apply the Penalty APR if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.
- Subject to change. See Rewards program Terms and Conditions for complete details.
- Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers.
- Customer must notify Commerce Bank within 60 days of receiving a statement with unauthorized Account activity.
- Subject to change. See Guide to Benefits for complete details.
