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Cards

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Find the card that's right for you

Card Features

Credit Level

We found for you

  • Commerce Bank Special Connections®
    Special Connections® with Rewards Credit Card

    Get the card that rewards you with up to 3% Cash Back and connects you to more. No Annual Fee. Unlimited Cash Back.

    Apply for a Visa® Apply for a Mastercard®
  • Toggle, A Smarter Way

    A unique way to earn rewards on each and every purchase.

  • Secure Visa
    Secured Visa® Credit Card

    Building a strong credit history is important, and the Commerce Bank Secured Visa card can help. Help establish, strengthen or rebuild credit.

    Apply at a branch
  • Special Connections® Visa Signature®
    Special Connections® Visa Signature® Card

    Access a suite of the finest travel services and benefits with Visa Signature, plus enjoy unlimited 1.5% cash back. No Annual Fee. No Cap on Point Earning.

    Apply at a branch
  • World Elite Mastercard
    World Elite Mastercard®

    The World Elite Mastercard® helps you explore the world in style with luxury travel benefits, no foreign transaction fees, cash back and more.

  • Charity Charge Mastercard
    Charity Charge World Mastercard®

    Show the world what's in your heart and make an impact with the charity credit card in your wallet. Unlimited 1% Cash Back to any nonprofit of your choice.

    Apply Now
  • Kansas City Royals Mastercard
    Kansas City Royals™ Mastercard®

    Are you raised Royal? Carry the card of champions and show your Kansas City Royals pride. Discounted Game Tickets. No Annual Fee. Unlimited Cash Back.

    Apply Now
  • mySpending Card
    Prepaid Debit Card | mySpending Card®

    The mySpending Card® is a reloadable prepaid debit card that can help you manage your money. Use it anywhere Visa debit cards are accepted.

    Apply at a branch
  • Visa Gift Card
    Visa® Gift Card

    One thoughtful gift, great for all occasions! Accepted anywhere that Visa® debit cards are accepted in the United States.

    Order now


Get your
tax refund fast!

Enter for a chance to win $15,000!

Use the mySpending Card® Visa® Prepaid card.

Person using mySpending Visa Prepaid card

Credit Cards

Redeem points for Cash Back1, to travel the world, or pursue your passion. Commerce Bank has the right card for you. A Cash Back redemption is applied as a statement credit.

Commerce Bank Special Connections®

Special Connections Visa

Get the card that rewards you with Cash Back1 and connects you to more.

toggle(r) card image on green.

toggle®

Enjoy the best of two worlds with one card – earn rewards for all purchases and choose how to pay.

Charity Charge Mastercard

Charity Charge World Mastercard®

Make a positive difference with Cash Back2 donations to the charity of your choice.

Kanasa City Royals Mastercard

Kansas City RoyalsTM Mastercard®

Show your Royals pride while earning Cash Back1. Plus, enjoy exclusive Royals perks.

Drury Rewards Visa

Drury Rewards Visa®

Travel farther with the Drury Rewards Visa® credit card.

Kansas City Zoo Visa Card

Kansas City Zoo Visa®

Help Support the Kansas City Zoo with Every Purchase!

Secured Visa

Commerce Bank Secured Visa® Card

A great option for building or rebuilding credit.

World Elite Mastercard

World Elite Mastercard®

Explore the world in style with premium travel benefits, no foreign transaction fees, Cash Back1 and more.

Visa Signature

Special Connections® Visa Signature®

Enjoy Cash Back1 and access a suite of the finest travel services and benefits.

Misplaced your card?

Temporarily lock your card until you find it.

Learn more

All credit cards feature:

Toggle

Avoid interest and earn more rewards

Apple Pay

Experience a new way to pay

Fico

View your FICO Score every month3

Lock

Receive suspicious card activity alerts

Prepaid Cards

Want the flexibility of a credit card without another bill? A prepaid card could become your new favorite thing.

mySpending Card

Commerce mySpending Card®

Load it up whenever you want and start shopping with more freedom.

Commerce Bank "Thank You" Gift Card

Commerce Bank Visa® Gift Cards

A card that's right for all occasions.

Debit Cards

Whatever you need, Visa Debit is a great way to pay.

Visa Debit Card

Visa® Debit Cards

Your Commerce Bank Visa® Debit Card gives you a safe, easy way to pay for anything, no matter how small.

Platinum Visa Debit Card

Platinum Visa® Debit Cards

Enjoy the added value of a Commerce Bank Platinum Visa® Debit Card which accompanies certain types of checking accounts.

Questions? We're up for the challenge.

Challenge Accepted(TM)

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Disclaimer

  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary.

  2. A Cash Back redemption is applied as a charitable contribution to the organization(s) of your choosing and will be automatically processed once the minimum criteria has been met. PLEASE REFER TO WWW.COMMERCEBANK.COM/CHARITYTERMS FOR COMPLETE TERMS AND CONDITIONS OF THE CHARITY CHARGE REWARDS PROGRAM.

  3. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.