Woman looking at her debit card and tablet

Platinum Visa® Debit Cards

Platinum Visa® Debit Cards

Enjoy the added value of a Commerce Bank Platinum Visa® Debit Card which accompanies certain types of checking accounts like CommerceRelationship Checking. You get all the benefits of a debit card including Zero Liability Protection1 plus much more. Plus, we’re introducing a second choice. Choose a second card design to avoid confusion between debit cards for accounts with more than one card.         

Platinum Debit Card

Enhanced Features

Added authentication and exceptional customer service through an exclusive phone number just for Platinum Debit cardholders. The phone number is listed on the back of the Platinum Debit cardholder’s card.

Put your mind at ease when traveling with Hotel Theft Protection, Lost Luggage Reimbursement and Travel and Emergency Assistance Services2

Platinum Debit Card

  • Hotel Theft Protection
    Protect your belongings whether you’re staying at a roadside motel or a luxury resort. When you pay for your hotel/motel with your Visa card, you can be reimbursed for covered personal property that is stolen from your room.
  • Lost Luggage Reimbursement
    Rest easy knowing you can be reimbursed if your covered luggage and its contents are lost or stolen due to theft or misdirection by the common carrier (airline, bus, train, cruise ship).
  • Travel and Emergency Assistance Services
    Get help coordinating medical, legal, and travel services when you need them. The cost of any goods or services is your responsibility.

View Guide to Benefits [PDF]


1 You must notify Commerce Bank within 60 days of receiving your FIRST statement with unauthorized activity.

2 Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Refer to your Guide to Benefits for further details.

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