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    Home Equity Lending

    What is home equity lending?

    If you're interested in borrowing on the equity of your home, then home equity lending solutions is right for you. These loans and lines of credit are tied to the value of a home you already own and can be used for almost anything, from home improvement to debt consolidation and financing big expenses.

    The resources below will help you decide if a home equity line of credit or home equity loan are right for you.

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    Home Equity
    Lending Basics

    Resources for understanding how to borrow from your home equity, lending options and educational articles.

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    Click below when you’re ready to apply for home equity lending online.

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    From quick questions to big discussions, we’re here to help.

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    Tap into the equity in your home when you need to with a reusable line of credit.

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    Cash out and make the most of your home's value with a single large loan.

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    Home Equity Loan Calculators

    Home Equity Lending Resource Articles

    Home Equity Lending Articles

    Learn about using Home Equity Loans and HELOCs.

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    Home equity lending FAQs

    When reviewing your application information, three common factors used to assess whether you qualify are:
    1. Your credit history (FICO score)
    2. Your loan-to-value ratio (LTV)
    3. Your debt-to-income ratio
    While these commonly assessed factors are used in consideration of your eligibility, there are several other factors that must be verified and meet our underwriting guidelines in order to qualify you for home equity financing.
    A home equity loan offers a fixed rate, while the rate on a home equity line of credit is variable — or based on an index plus a margin. Visit our home equity loan or line of credit product pages to see the current rates.
    Visit the apply now page to get an idea of what information and documents will be required at application. After submitting your application, your Home Equity Specialist will be with you every step of the way to ensure any additional documentation that might be required is collected.
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    Home Equity Loan vs Home Equity Line of Credit

    Home Equity Loan vs Home Equity Line of Credit: What's the difference? Learn about Home Equity Loans and HELOCs and find the right one for your needs.

    5 Ways You Can Use a Home Equity Line of Credit

    A home equity line of credit (HELOC) may help you reach your goal of remodeling or consolidating your high-interest debt. Learn how a HELOC works.

    Big Expense On the Horizon — Your Home Equity Could Help

    Looking to finance an upcoming major purchase or other  expense like home improvements or consolidating debt? Learn how your home equity could help.

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