CommercePremier Features and Benefits
A membership designed for you.
Over the course of your membership1, your CommercePremier team will work with you to evaluate your goals and present solutions that meet your needs. The Premier experience is driven by you, our member. We continually add features to enhance your experience as your needs evolve.
CommercePremier program features include:
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Personalized attention and customized service from your Premier Banker and Premier Member Support Team
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Access to investments and insurance through a Commerce Financial Advisor*
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Access to specialized products and offers, including the CommercePremier Line of Credit and CommercePremier Visa Signature® Credit Card
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A complimentary Commerce ID Recover subscription to help safeguard your identity OR reduced-price subscription for Commerce ID Monitor2,3
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No Commerce fee for non-Commerce ATM transactions nationwide and other banks' ATM fees refunded with your CommercePremier Visa® Debit Card.
Your CommercePremier membership awaits
I'm interestedPersonalized banking. Financial planning. Elite support.
Your Premier membership delivers customized service, exclusive offers and access to your own dedicated banker to help you reach what’s next.
Additional Premier features include:
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Direct access to your Premier Banker using the Commerce Bank CONNECT® App4
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Dedicated Premier Member Support Team in our Customer Contact Center
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Premier member rate offers on Money Markets and CDs
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Discounted service fees
How do I become a Premier member?
If you would like to learn more about Premier membership requirements, please contact our membership team.
Get Started- CommercePremier is available to individuals with more than $100,000 in combined checking, savings, money market, CD and brokerage* (Commerce Financial Advisors) balances with a Commerce Bank checking account.
- To be eligible for Commerce ID Recover and Commerce ID Monitor, you must have a Commerce personal checking account, reside in the United States or its territories, and be a legal adult in your state of residence. The Service applies to the Commerce personal checking account holder and the spouse or domestic partner (a person who, although not legally married to the registered Customer, has cohabitated with the Customer for a period of at least one (1) year and is publicly represented as the Customer’s domestic partner in the community in which they reside), dependent children under the age of 21 who live with the Customer and dependent children under the age of 25 who are full-time students, as determined by IRS dependency requirements.
- Commerce ID Recover monthly fee is waived for CommercePremier Members. Commerce ID Monitor is $6.49 per month for CommercePremier Members.
- Message and data usage fees may apply; check with your wireless or VoIP provider for more information.
*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Commerce Bank and Commerce Financial Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Commerce Financial Advisors, and may also be employees of Commerce Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Commerce Bank or Commerce Financial Advisors. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed | Not Bank Deposits or Obligations | May Lose Value |
Commerce Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more information.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
