Direct deposit
Set up your direct deposit online with Direct Deposit Connect™
Enroll in direct deposit in minutes with Direct Deposit Connect™ through Online Banking or the Commerce Bank Mobile App. Plus, once you’ve set up your direct deposit, you can get access to your paycheck up to 2 days early with Early Pay.*
Set up direct deposit opens in a new window Activate Online Banking opens in a new windowHow to use Direct Deposit Connect™
1. Log in and navigate to Direct Deposits.
In the Commerce Bank Mobile App, go to “Deposits” in the main menu and select “Direct Deposit”.
In Online Banking, select the main menu option for “Customer Service”, then “Account Management”. From there, within "Account Services", select "Direct Deposit".
2. Select your account and choose your payroll provider.
Select the Commerce Bank account you want your direct deposit to be deposited to. Choose your employer or payroll provider and log in using your payroll provider credentials.
3. Confirm your direct deposit set up.
Verify that your information is accurate with the account you’ve chosen and payroll provider information.
Once verified, tap “Confirm”. It typically takes 1-2 pay periods for the change to take effect, depending on your employer or payroll provider.
Direct Deposit Connect™ FAQs
How will I know if my direct deposit setup was successful?
What if I don’t see my employer or payroll provider listed?
If your employer or payroll provider isn't listed, you can proceed with our manual (Direct Deposit Connect™) option that will generate a direct deposit form you can give to your Human Resources department. Alternatively, you can follow the steps below to set up a direct deposit of your paycheck or other qualifying deposit to your checking or savings account.
- Print out and complete the Direct Deposit Authorization Form [PDF]. Include your routing and account number on the form. These numbers can be found on the bottom of your checks, through the Commerce Bank Mobile App (on the Account Overview screen), through Online Banking (on the Account Activity page), or at a branch.
- For direct deposit to a checking account, be sure to attach a voided check or deposit slip with the form.
- Submit the completed form to your employer’s payroll department.
What if I forget my payroll login credentials?
How do I cancel or change my direct deposit?
What do I need to set up a direct deposit with Direct Deposit Connect™?
You’ll need:
- An eligible Commerce Bank checking, savings, or money market account
- Activate Online Banking and download the Commerce Bank Mobile App
- Your payroll provider login credentials
Early Pay
With Early Pay from Commerce Bank, get access to your direct deposit up to two days early. footnote * Once you've opened your Commerce checking account or savings account and set up your qualified, recurring direct deposit, you're set! Early Pay is one of the many features included with Commerce Bank checking and savings accounts for your added convenience, control and protection.
Having trouble setting up Online Banking?
If you aren’t sure how to activate Online Banking, please refer to our Online Banking FAQs.
Disclosures:
*You may receive a direct deposit up to two days early with Early Pay if you have 1) a checking or savings account with us, and 2) a recurring qualifying direct deposit to that account. Qualifying direct deposits may include a recurring ACH deposit of less than $10,000.00 for payroll, Social Security or other government benefits, or pensions. Early Pay is automatic and there is no fee. Please visit the Commerce Bank Deposit Agreement and Funds Availability Policy for more details.
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