Certificate of Deposit
What is a Certificate of Deposit?
A Certificate of Deposit (CD) is a savings product with the security of a fixed return over a specific length of time. Your FDIC-insured1 CD account will typically earn more than a standard savings account, but any money deposited must remain at the bank throughout its term2.
Benefits
- Flexible term lengths
- Fixed rate of return
- FDIC insurance
Free Online Banking
- Access electronic copies of your 1099 and certain other tax forms through Online Banking
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Questions about which account is right for you?
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Ideas & Tips
Disclosures:
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The Federal Deposit Insurance Corp. insures each depositor up to $250,000.
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Penalty for early withdrawal